Do the panties have to be 'Granny Panties in an 80's decor', like your example? Lol!
There's lots of newer type panties with 4K and even 8K textures. And, if I am not mistaken, Fit Control can add undress and on the floor morphs to panties (and other clothes).
Also, you can usually wing it with dForce panties. Spawn a pair, un-follow and un-parent them, then play with the scale sliders and run the simulation to make them just go flat on a surface. Depending on how the dForce weight maps are set, you should be able to figure out the settings to get them to look good on a chair or the floor.
And there's lots of 4K texture packs out there. You might have to edit the texture map image though, since panties are a complicated shape and adding a texture to them won't look that nice just using the geometry tile settings.