Went back and forth on 4 or 5 stars, settled on 5 since my complaint is limited to the darker content that some may not even be interested in.
As a wise man once said "With great power comes great fuckability". Our hero is a sad sack who luckboxes his way into millions, but success that comes to easily doesn't bring satisfaction. It brings beggars. In walks the one person he cared about, and she's begging for money....
We get to choose the reactions, we get to choose how to take out our frustrations, on the characters we meet. There's three ways to go if you have the totally unofficial patch attached. Which you should. You sick fuck. You can be kind and help people, you can exploit people for favours, or you can just force it because you're a rich local celebrity and nobody can stop you. These moments of choice radically change the way a scene unfolds, and with future consequence. Even the dialogue in the build up will occasionally change what you can do, or how a character might react to what you do.
The scenes, whichever path you go for, have some great renders, different and realistic body types and aesthetics (I really appreciate that in a game, not everyone needs to be giganto-titted athletes), and good sex. The love interests so far come through as unique characters, another massive plus. The dialogue throughout the game is pretty damn solid. Few clunky lines or misspellings.
Onto my criticism: the relationships have branching paths but much of the in-between dialogue is shared across different lines you took. Sometimes that creates the feeling that the person you're talking to has forgotten what you've done. You've exploited, humiliated, and shown utter contempt for someone, and then they're just sharing casual banter with you. I'm sure it's not easy to change that but it does break the immersion now and then.
The biggest praise I can give is that my first run I went full on criminal at the beginning, and then with the next character, and then the next, and then I actually found one sympathetic enough I just took care of them. It's great when the writing actually leads you to make a decision not only on the smut you want to see but on how you actually want to approach them based on how they're written. Minor spoilers about that character (a trans one):
The patch certainly gives you access to some heavy hitting stuff, and as someone who enjoys the darker side of psychological torment it's a real good thing. Still, I was surprised how good the other routes were on my second run.