Another one of those "artwork and general premise is great, but execution, writing, and gameplay sucks" kind of games. I think it has potential and maybe with enough time it could be smoothed out, but there's just so much wrong with the game right now that you're basically just going to end up skipping the poorly translated dialogue and speed-running through the game to get the scenes.
Most of the gameplay mechanics are shallow and poorly implemented as well. For instance, you can continue to gain relationship points with your mother even though all the game does is reset you back to 0 when you cross the threshold until it specifically tells you to get the next relationship level... which happens very rarely. So there's this entire relationship mechanic where you can do chores or interact with your mother for points that's basically completely useless outside of super small segments of the game.
A lot of things are present but unfinished for some reason, like the tropey binoculars which you can buy but basically has zero content.
This is a game that I think would have vastly been improved if the author had sat down and grinded out each stage of the game carefully, then fleshing it out, before moving on to the next, with no more than the basic gameplay loop skeleton set in place beforehand.
Instead, there are a lot of placeholders, unused mechanics, and incomplete/shallow mechanics all over the place that make this less a game/VN and more of a dreaded CG unlocker checklist.
I won't get too deep into the story as it's kind of terrible, but basically you and your best friend owe bad people money and have a limited amount of time to get it. There's not a lot of instrigue or interesting twists here, and unfortunately, your relationship with other characters is just as bad.
Your not-sister is all over the place and flips between being somewhat sisterly to a bitch, and even blackmails you at one point, lol. Your not-mother is much better written and is the blatantly obvious focus of the game as she's the only one with even the slightest bit of development or real scenes outside of the debt collector thug-girl who is mostly portrayed as a money-hungry whore. I'm sure there's more to her, but since she only shows up weekly to collect, brags about how much money she loves, and only does sexy stuff with you when you offer her extra payments, you're not really left with much more to think about her.
Your not-mother's writing isn't horrendous, I think she's alright. She starts off as pretty stern, though eventually gives in to her kinky fantasies with her not-son. I think the progression in their relationship is a bit too fast and there are some really old and boring tropes like "no this is wrong oh but wait his dick happens to be colossal for some reason so nevermind it's not weird to be thinking about jumping on it all the time" and the relationship flips just as fast into hard dominance where your not-mother becomes "your woman" and your character evolves into andrew tate lmao, which most scenes gaining a kind of "taking what's yours" feel.
Not really a full asshole of an MC, especially not at the start, but god were my eyes rolling so hard by the end.
Frankly, I'm getting tired of a lot of the games on this site. Every gal has to have 80% of her body weight in her boobs, every relationship has to be about physically and/or mentally beating "love" into place, every MC apparently has to a borderline psychopath because the authors are probably playing out personal fantasies and don't know the difference between being suave and being an asswipe.
As for the rest, well, there are very few scenes with other characters, sexy or otherwise, and most of them are the not worth mentioning. There's just cop character who is probably one of the most annoying characters I've ever had the displeasure of reading, like, this dude is basically just your neighbor and yet wants to stick his nose so far up your butt 24/7 that he can smell a stink before you even know it's coming.
Overall, I'd play it for the art but don't expect much as a game.
tl;dr worth it for the CGs, they're pretty high quality, not worth it as a game and unlikely to ever be worth it as a game should it ever even become one of the few projects that actually finish.