There is no need to talk like that.
If you want to hear something, that I don't believe it, then you can either have a clear "I don't see it as this" - was I think is clear with my previous post - or that.
You also didn't bring any argument up to it other than "Nop, this is not.". If that would be a valid argument, well then the world would sucks.
I would think its either fraud or not fraud unless there is a specific law about this. And its not fraud if you aren't lying about what you are doing.
Fraud has nothing to do with this. Copy something eg. socks from a Addidas. You can write what you want, even explain in all detail that this socks are not
real Addidas sock, but only 100% accurate copy. Will they come down on you if they get knowledge of it? Pretty sure, I say. Will you get either a cease and desist letter that you shall immediatly cease this business? Pretty sure too. Will they get you into court, if you don't follow their previous send cease and desist letter? Very big chance again. Will the court rule in their favour? Most likely.
So this is law, same as road traffic law and all the others.
For example, its not illegal for a tenant to enter into a lease agreement then just straight up not pay their landlord. Its a civil matter. This I would think also falls under that umbrella.
As, I read, and not sure of you mean tenant as renter or owner. But if you buy a house and can't pay, then it is simple a breach of that contract. If the landlord and the tenant can come to a different contract and (both) be happy with it, that is another story. But at least and as far as I know the law affected where I live understand, simple solution is the cancellation of that contract, means tentant do not have anything anymore, but doesn't owen the landloard anything either, without the possibility of additional payment to cover the loss of value or additonal cost for for the landloard.