I'm mostly planning to use environments premade from Daz but my main location is a home that I just wasn't able to find what I wanted premade. I ended up going with a Daz product that lets you build your own home using floor, wall, and ceiling tiles you lay out.
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I then add furniture or appliances into the rooms I've pieced together. It's not perfect but it's pretty easy to use and gives you a good bit of control over the type of rooms/home you make. Here's a shot of a living room I'm still working on as a reference:
View attachment 188164
The floors, walls (with windows and doors as well), and ceilings are from that package. I've added window blinds from some other package and may also add curtains if I find ones I like. The stairway and the sofa are from stand alone .obj files I got online and the rest are from other random Daz or Rederocity packages.
I plan to use this package to build the upstairs as well, it's really just going to be for the hallway with doors leading to the individual bedrooms and bathroom. For those I'll use Daz packages as well.
I can't say that this is a perfect solution but it's on that really helped solve an issue I had and may work for others.