It is an innate trait of the "Loser" character type. "Nerd" characters also get a unique debuff and unique flavor text, but their debuff is not as strong as for Losers.Oh? Is that due to skill levels or is that an innate trait of the character type? If it's the latter, I didn't even consider the possibility that character types might have innate differences like that.
I am trying to work in the character types in more ways throughout the game, expect to see more stuff like this soon! I really want playing Loser/Nerd characters to feel distinct from Playboy/Jock/Average characters.