It is incredible how bad luck developers are. They all have accidents that prevent them from working or their PCs break down several times a year.
PC malfunction can happen, especially if you are in a hot environment and you don't have AC in your room.
that's what happened to me 3 years ago. I was learning daz3d, and my GPU got cooked while I was making some renders

. and from that day forward, I never touched daz3d anymore.
and accidents... funny you say that, last week I had a car accident. don't worry, no one got injured.
what I'm saying is, that those incidents are more common than you think.