Patrick is not stupid, that's for sure. He thinks over his actions well in terms of how to take his daughter on the hook, how to deceive in order to make an unexpected visit. etc. But here is something else, he is insane.
At the top it is written - a narcissist, plus he has some kind of inferiority complex, obsessed with control, and with this obsession he is ready to take any measures. Added to this are extremely religious views, but perhaps they are just a front, an excuse to control Maya. Perhaps he gets moral pleasure from this, although he himself doesn't recognize it - covering it with his views. So I think yes, Patrick may well fuck up his financial well-being because of this absurdity. Let's see how the DPC will explain this situation. Or maybe he won’t explain: just accept it as a fact, in my game it works like that and that’s it.
All fraud stories are like that. You inadvertently sign a contract/ agree to give bank details to strangers/trust a call about a relative in trouble and that's it, you're being fucked financially.