VN Ren'Py Being a DIK [v0.10.1] [DrPinkCake]

[Deleted member 2528490]

Okay, with Monica, hass is perhaps a little too drastic.

But that's where the problem lies. They are assumptions. We do not know.

Yeah, but we can make reasonable assumptions based on the info we have and how characters interact with each other. And while Tommy is raging over Josy being around, Josy is pretty calm and nonchalant about him. If there was real beef between them, Josy would behave differently to his presence. As far as I know, the only real anger she displays to Tommy is when she nuts him over punching MC. Everything else just seems to be standard sibling stuff on her end.

Far as I can tell, Josy and Tommy's issues are entirely one-sided from Tommy. And Tommy is a stubborn prick on the best of days.

 

[Deleted member 2528490]

During dildo play, Josy gave Tommy Verbal a sharp answer.

But I'll let myself be surprised by what's to come.

The kissing game, right? Iirc, all she says is that she can handle herself, and pretty calmly. Unless her answer changes depending on DIK/CHICK. Again, its completely one sided Tommy raging.

 

[Crystaldom]

Can Jill fans really hold out until 2024?

Yes..... You see there comes a point in a mans life where blue balls don't hurt anymore....The other alternative would be NOT waiting and ending up with this....

 

[Jimayo]

Her father isn't withdrawing his co-signing. He's in full control of the money. That's not how any loans, in any part of the world works.

Especially not student loans in which the money goes to the schoolnd anything left over will go to the student for living expenses.

It's just unnecessary Pinkcakes drama. Gotta fulfill that savior fantasy.

Except, you're absolutely wrong about that. While her current semester is paid for, any future semester is dependent on his support. If he withdraws then the loan goes away. And she's fucked. The problem is that you don't understand co-signing, not that I don't.

 

[Jimayo]

How can someones OPINION be "bullshit i spewed"

A & B, as i said in my previous post, ive not seen. Theres nothing anywhere that even suggests Josys bi in my playthrough.
C, well thats your opinion on it but i dont buy the "they havent spoken in months" If your parents told you in school that you werent allowed to talk or see your boy/girlfriend, would that stop you?
D, Unless this is something else thats happened in that route i havent seen. All ive seen of it is that Josy was just wanting to convince herself one way or the other what she wants. Maybe its the adult mindset i have now rather than the horny teenager thinking but i didnt give her the time of day to explain because i wouldnt have accepted anything she said.

“I’m sure you’ve heard the expression ‘everyone is entitled to their opinion.’ Perhaps you’ve even said it yourself, maybe to head off an argument or bring one to a close. Well, as soon as you walk into this room, it’s no longer true. You are not entitled to your opinion. You are only entitled to what you can argue for.”


A bit harsh? Perhaps, but philosophy teachers owe it to our students to teach them how to construct and defend an argument – and to recognize when a belief has become indefensible.


The problem with “I’m entitled to my opinion” is that, all too often, it’s used to shelter beliefs that should have been abandoned. It becomes shorthand for “I can say or think whatever I like” – and by extension, continuing to argue is somehow disrespectful. And this attitude feeds, I suggest, into the false equivalence between experts and non-experts that is an increasingly pernicious feature of our public discourse.



Your opinion is based on bullsht premises and is therefore bullshit. It's my opinion is not a shield from criticism. If you base your opinion on bullshit premises then your opinion is bullshit.

 

[drakken]

Yes..... You see there comes a point in a mans life where blue balls don't hurt anymore....At that point, watch out!

why does this sound like somethin tybolt would say?

 

[LuciferPrometheus]

No, that makes total sense. If you think otherwise then you don't understand co-signed loans. The co-signer has to support the loan. The minute they withdraw their support, the loan goes away. That's how co-signing works. The co-signer is liable for the loan, the minute they don't want to be liable anymore, the loan is withdrawn and the other party suddenly has to pay off the current balance.

The co-signer just can't 'withdraw' his support. What prevents a cosigner from withdrawing support, say, one month before the student graduates? And now if the student can't find a job, and defaults on their payment, then there's no guarantor anymore.

The only time you can withdraw from a loan is before it's taken or if the primary has a regular source of income and have already made a few timely payments.

Student loans are the easiest loans to get almost everywhere in the world. It's really not that complex.

 

[Deleted member 2528490]

Is it even that easy to just withdraw from a cosigned loan? That defeats the purpose of cosigning in the first place.

Granted, my knowledge over US school loans is over a decade old, but I was under the impression that a cosigner could only withdraw from a cosigned loan if 1)pay off the entire loan, 2)the bank happens to be one that lets you withdraw after a year of payments (not guaranteed), and 3)have the other signee consolidate the loan in their name entirely.

EDIT: Welp, Lucifer ninja'd me.

EDIT 2: How did we even get on this stupid "withdraw from the loan" topic to begin with? Thats not even whats happening in the story.

 

[Jimayo]

The co-signer just can't 'withdraw' his support. What prevents a cosigner from withdrawing support, say, one month before the student graduates? And now if the student can't find a job, and defaults on their payment, then there's no guarantor anymore.

The only time you can withdraw from a loan is before it's taken or if the primary has a regular source of income and have already made a few timely payments.

Student loans are the easiest loans to get almost everywhere in the world. It's really not that complex.

Allow me to repeat myself but it's semester by semester, not all at once. If he withdraws his support, then future semesters disappear. And fuck off with this idea that anyone can get them. That ain't fucking true. I wasn't eligible even though I grew up under the poverty line. We were poor as fuck but my parents "made too much money" so I didn't qualify. They aren't as easy as to get as people like you pretend they are.

 

[LuciferPrometheus]

Maya also cheated in her action. Namely Josy. Both of them cheated on this point. You could see that at the end of EP4 when MC revealed everything.

What is important in all these entanglements is the reason why they did it. And I think that was made quite clear.

They both felt alone and thought that their relationship was actually over. And suddenly the MC appears and gives them what they are missing. The feeling of being wanted, of no longer being alone with all their worries, someone who shows understanding.
And there are two kinds of people, in terms of trust. The type of person (Josy) who gives everyone an advance trust and the type of person (Maya) where trust has to grow.

And one thing must not be forgotten, they are still teenagers. Think back to your teenage years and the mistakes each of us made at that stage of our lives. (At 18/19 you are still a teenager).

I suppose that's what DPC wants to portray.

Right. The only people who have any right to be angry are Maya and Josy. It wasn't even the MC's offence to take. He wasn't in a relationship with either of them. He had gone on like two dates with Josy and Maya he knew for like a week. No reason either of them should just open up and tell the MC everything about themselves.

And the MC has been banging every chick and their moms on the campus. He has no right to be angry with someone for having slept with someone else even before they knew him.

When MC storms out of the room and is a little bitch the next few days, it was just cringy.

 

[Deleted member 2528490]

Of course, the game is nowhere near being realistic, but I want the characters and their problems to feel like someone or something you can relate to."

Which is why I don't really harp on how stupid it is that Daddy can just keep the money from the student loan. Its what DPC is doing, so you shrug and accept it.

 

[dalli_x]

Right. The only people who have any right to be angry are Maya and Josy. It wasn't even the MC's offence to take. He wasn't in a relationship with either of them. He had gone on like two dates with Josy and Maya he knew for like a week. No reason either of them should just open up and tell the MC everything about themselves.

And the MC has been banging every chick and their moms on the campus. He has no right to be angry with someone for having slept with someone else even before they knew him.

When MC storms out of the room and is a little bitch the next few days, it was just cringy.

I don't think MC just ran out because of the revelation.
Josy said something in the toilet that made the MC overreact.

Something like this:
Josy: I make mistakes too and that was one of them. (She probably even meant that not telling the MC was the mistake).
MC: So I have been a mistake. (Misunderstood, about reaction)

 

[Casmyr]

I still think there should have been a massive dik option to try and fuck Josy in the bathroom stall and then she'd like slap him

 

[LuciferPrometheus]

Allow me to repeat myself but it's semester by semester, not all at once. If he withdraws his support, then future semesters disappear. And fuck off with this idea that anyone can get them. That ain't fucking true. I wasn't eligible even though I grew up under the poverty line. We were poor as fuck but my parents "made too much money" so I didn't qualify. They aren't as easy as to get as people like you pretend they are.

My point still stands. The one month was just an example. Make it one semester and see if anything changes. A student who flunks out in the middle of their education doesn't serve any purpose to the bank. Now they can't get a high paying job and can't make the payments. That's exactly where the guarantor comes in. And that's why guarantying is such a big risk.

I come from a 3rd world country as well. Obviously if you come from a poor country then you've to jump more hoops to get a loan. But afaik the procedure is same almost everywhere. Maybe the screening process is tighter in some countries. If the amount you take is under a certain specified value, you don't need guarantee. If it's above that value, you do. Also, the banks don't give loans to you if you're below poverty line. Infact that's one reason that they'll try to not give you a loan. It's a loan not a scholarship. They are not doing you a favour.

 

[Deleted member 2528490]

I still think there should have been a massive dik option to try and fuck Josy in the bathroom stall and then she'd like slap him

Cas... did... did you just say you wished the MC was a rapist?

 

[LuciferPrometheus]

I still think there should have been a massive dik option to try and fuck Josy in the bathroom stall and then she'd like slap him

So basically raping her? No thanks.

 

[Casmyr]

Cas... did... did you just say you wished the MC was a rapist?

No you troglodyte I meant dialogue wise like when she told MC he wasn't perfect because he fucked her knowing she was in a relationship, there should have been an option to say something like "we didn't get to finish what we started" and then she like slaps him for suggesting they have sex in a bathroom stall.

So basically raping her? No thanks.

Fappy is this one of your friends?

You naughty, naughty boy.

I think DPC did a great job with the dialogue in the scene.

He did a great job with the dialogue in that scene, it's why we and by we I mean me pay him every month

 

[Jimayo]

My point still stands. The one month was just an example. Make it one semester and see if anything changes. A student who flunks out in the middle of their education doesn't serve any purpose to the bank. Now they can't get a high paying job and can't make the payments. That's exactly where the guarantor comes in. And that's why guarantying is such a big risk.

Fucking exactly, that's why if the guarantor withdraws support, the loan goes away. Your assumption they'll keep paying after the guarantor withdraws is bullshit. They won't. If the guarantor is not willing to guarantee anymore then your loan disappears.

 

[Deleted member 2528490]

No you troglodyte I meant dialogue wise like when she told MC he wasn't perfect because he fucked her knowing she was in a relationship, there should have been an option to say something like "we didn't get to finish what we started" and then she like slaps him for suggesting they have sex in a bathroom stall.

Good save.

 

[shazba]

I read a few pages in the thread and it appears people really have it out for Maya. Idk why tho. What did she do? Maybe I missed it on my particular play through but if it's just about the revelation that it was her who was dating Josy before the MC, it kinda seems like an overreaction?

Anyway, that whole student loan story seems kinda stupid. That's not how they work. But I guess that much artistic license can be granted.

I do kinda find it puzzling that it seems to go more mayas way than josy. I mean at least Maya was kinda more honest with letting mc believe she had a boyfriend. Where as josy let stuff happen before she said anything.

Idk Josy spent 2 months with the MC before she did anything. Maya spent and knew the MC for like 3 or 4 days before grinding on him while he was sleeping

After the first class she tells MC she has to go call her boyfriend.

Maya also cheated in her action. Namely Josy. Both of them cheated on this point. You could see that at the end of EP4 when MC revealed everything.

What is important in all these entanglements is the reason why they did it. And I think that was made quite clear.

They both felt alone and thought that their relationship was actually over. And suddenly the MC appears and gives them what they are missing. The feeling of being wanted, of no longer being alone with all their worries, someone who shows understanding.
And there are two kinds of people, in terms of trust. The type of person (Josy) who gives everyone an advance trust and the type of person (Maya) where trust has to grow.

And one thing must not be forgotten, they are still teenagers. Think back to your teenage years and the mistakes each of us made at that stage of our lives. (At 18/19 you are still a teenager).

I suppose that's what DPC wants to portray.

When it comes down to it, Josy has had numerous moments of weakness with the MC, but she's been honest each time. Her crime is she cheated on Maya, so her issue is not with the MC nor can his issue be with her.

Yes Maya did first tell the mc she had a boyfriend, but she rescinded it later saying she only said that to discourage other guys, and eventually he finds out she's a lesbian. She never lets him know she's actually in a relationship until it's too late, then uses the lame excuse that she tried to tell him.

So Maya mislead the MC, and Josy is cuter, so hence the majority of the M&J hate goes to Maya. Plus Maya is always whining, it gets too much after a while. Imagine if she actually was your girlfriend, you'd be sick of that shit in no time...

A simple "Quinn gave me an offer to pay for sex and likely runs some sort of a prostitution ring in the school" would have sufficed.

Maya doesn't need to know that. The only thing she needs to know is that Quinn runs a prostitution ring in school.

The problem with answers and questions is that there are often more questions afterwards and more answers are needed.

If the MC can give no answer at all to Maya (i.e. Quin's evil), he can certainly tell her half-truths to warn her properly.

"I think Quinn is prostituting the HOTs out. She even offered me her calling card!"​

If Maya asks questions, he can tell her it happened when he went to get his guitar back after it was stolen from his dorm. If she asks more questions just punch her in the face and run away, fucking nosy bitch...

On the other side of the coin, the MC's new in town, he's already making enemies, maybe he shouldn't be spreading stories about everyone...

Her father isn't withdrawing his co-signing. He's in full control of the money. That's not how any loans, in any part of the world works.

Especially not student loans in which the money goes to the school and anything left over will go to the student for living expenses.

It's just unnecessary Pinkcakes drama. Gotta fulfill that savior fantasy.

That is not quite right.
There are so-called sureties. If Maya's father is the surety for Maya's student loan and withdraws his surety, the loan will be cancelled and if you don't have default insurance, there will be recourse claims on the part of the lender if the loan has been fully or partially drawn down. It is assumed that the loan has already been drawn down to some extent because Maya is in college.

Except, you're absolutely wrong about that. While her current semester is paid for, any future semester is dependent on his support. If he withdraws then the loan goes away. And she's fucked. The problem is that you don't understand co-signing, not that I don't.

We've discussed this quite a bit in the past. Here are the facts:

1. Maya's dad is controlling
2. Maya's dad is not happy with Maya being a lesbian (it stems from his religious beliefs)
3. Maya's dad is trying to interfere with her current gay relationship (with Josy) by threatening to withhold her tuition funds
4. Maya's dad is a co-signer on her student loan
5. Maya thinks that if her dad withholds the student loan funds she'll be financially fucked forever (no money for college and forever in debt)

What Maya believes about the loan situation, and what is actually real regarding the loan situation doesn't have to be the same. Similar to the Tybalt blackmail, what Jill believes doesn't have to match what is real.

What Maya believes is wrong. If she doesn't pay back the loan, her dad must pay it back, that's what a co-signer is; they are a guarantor for the loan in the event the borrower (Maya) fails to pay it back. So some of the money has been spent (on the first semester or year or whatever) and the remaining money is being held (illegally) by the dad.

To back that last statement up, here's Maya's words:

my "He fooled me into co-signing my student loan and afterward he gave me the ultimatum that I couldn't see Josy ever again."​

my "If I did, he'd withhold the funds and I would be fucked financially for the rest of my life."​

my "No money for college and forever in debt."​

The deal with being a co-signer is that you bear the final responsibility for the repayment but you get nothing out of it (you don't get the cash, you don't own the asset that is being purchased or in this case the tuition that is being paid). So really, it doesn't make sense that the dad has control of the money, unless he tricked Maya into putting the funds into an account that only he controlled. That'd be theft.

Also, a co-signer can't just take their name off a loan. That's why people advise you never to co-sign (or go guarantor) for anyone's loan. Of course parents do it for their kids.

My take on this is that the dad is bluffing. If he went through with it (i.e. withholding the cash), the money will still have to be paid back to the creditor at some point, and if Maya can't do it, the Dad will have to. Meanwhile he's fucked up his daughter's education (which I doubt he wants to do, he just wants to save his daughter from the eternal fire of hell for being gay). He's just using whatever means he currently has to force her straight. When it actually comes down to it, I think he'll cave.

Of course Maya's and all her friends are fucking idiots if they don't work out that what the dad is doing is illegal, but remember this was a bombshell that landed on the MC at the end of the last episode (just like the Jill blackmail), so while we've all dissected the shit out of it all, the MC has had hardly any time to look into any of this.

In the end, Maya just needs to contact Judge Judy, she will anally fuck the dad on TV! Alternatively she just needs to speak with the creditor through which she received the loan and they'll rape the dad. Either way, the dad's getting raped.

Trolls are gonna troll. Just ignore.

Disagreeing isn't trolling.

This isn't some hivemind BBQ, it's a discussion forum, for discussing the game, not everyone is going to like the same characters.

In this day and age, unfortunately, disagreeing is trolling. With US universities trying to keep everyone feeling safe and happy all the time, and never have their beliefs challenged, everyone wants to just live in their little bubble of "I'm right".

For me, this forum is only interesting when people are debating aspects of the game. That hasn't happened much of late (probably because we've already debated the shit outta everything), but that's what I enjoy here the most.

As long as it's civil (but we all get worked up from time-to-time).