Exactly. Too many people around here look at the game as only being 2 paths and that's not the case. Outside of Maya/Josey, nothing else is locked out if i recall correctly (maybe some quinn stuff too?). Gotta love everyone assuming if your a DIK your sleeping with every girl.
You have strong disadvantages as a CHICK with Quinn and as a DIK with Jill. With Bella you have small disadvantages as DIK.
However, in my opinion, this results from the personalities and desires of the girls.
Josy & Maja: Both are into women. Therefore it seems logical that they are more open-minded towards a more "feminine" MC. A bad boy doesn't fit here.
Jill: She is looking for her prince. The one and only who will put her on a pedestal because of her person and not because of her status. Hard shell and soft core could work here on the long run.
Bella: The MC awakens suppressed feelings and desires in her. She was a little wild herself in her younger years and understands that. But she also has solidified views about right and wrong and expects decent behavior.
Sage: She has a friendly and purposeful nature. But she also has emotional problems with her family, which is why she is rebellious. Emotionally she is still strongly attached to Chad so far and her interest in MC is mainly carnal. Even though it hasn't mattered much so far, she appreciates a DIK attitude.
Quinn: She certainly didn't have an easy childhood. Trust is punished and only the strongest survive. You can prove yourself to her if you show you can take her on. As a CHICK, you can't help her after the raid, which leads to disadvantages.
Affinity could play an increasingly important role in failing to take advantage of too many opportunities. On the other hand, decisions made so far could also make affinity less important.