Zoey won't necessarily be a threat. Perhaps she will be a good friend and help resolve some contradictions or problems. It has already been suggested that Zoya is pregnant from Tremolo. This explains both her appearance and her role in the plot. But this is a very cheap trick and I don't think DPC will go for it.
It would be an extremely cheap trick, since it's been months since Zoey left. Unless she had the child while out west and never mentioned it until now, she cannot have the MC's child.
As for not being a threat, fine but what does she add to the game then? The MC has plenty of female friends already, why bring Zoey back to an already crowded cast to serve a role that other girls could fulfill without needing to waste time introducing them? And even if you can find a unique roll for her, why bring her back THIS way, rather than work her into the story less abruptly?
I'm trying to be optimistic, but it's so damn hard. Everything I see points to Zoey being used a cheap crutch to make the MC rethink the choice DPC just forced us to make. That's going to be like trying to squeeze blood from a hand grenade.
I don't think so. The reason why Maya's fucked up is that Stephen Burke is Stephen Burke, and Maya's dad is Maya's dad, a powerful and wealthy son of a bitch, no matter what the MC does.
B&R simply exists because wealthy families created and funded it, and Maya's, Jill's and Rusty's families are among those families. That's what the story is telling you since day 1: all B&R students (and their parents) are equal, but some students (and their parents) are MORE equal than others.
Love and sex VS money, wealth and class divisions: this is what BaDIK is about.
There's minimal evidence Maya's family is wealthy, much less that they have influence with B&R. More importantly, the MC has never heard or suspected any such thing, so there would still be zero reason for his panic even if it turned out to be true.
Beyond that, though, by that logic why bother going to see Sage's father in the first place? If the concern is that B&R would back up Patrick's ultimatum, surely they would refuse a new loan no matter who granted it. Stephen being her dad is actually good news, since he's the person you'd need to convince.
Sorry, but as of right now the MC's blue streak makes no sense unless the MC had an affair with Jade.