With or without the magical gender bending shenanigans, the premise of a family (or group of friends) gradually going full lewd to combat the dire evil of not enough monies isn't the worst setup. That could actually be kind of hot and heart warming (or very much the opposite), depending on the content.
There is a pretty dedicated use of gifs to express the story and where things are going, though. Almost too much (blessed by the glorius ones that grace us with compressed versions!). It may be a good idea to tone down some of the 'wait' period before being able to proceed here and there.
The clicking is the final boss. Kind of standard, and probably wouldn't hit as hard if there wasn't so many empty areas (which to be fair, it's the very first version). On the plus side, it gives a solid framework to pad events and things within later.
A bit of the game's logic is... odd. Mostly the 'there's another person in my male/female body in my bed' bit. That... needs some exploration and hard definitions as to what the fuck that actually means. Is it a living, breathing person? Do they just sleep there the entire time, or do they function on their own? Kudos to the mom being relatively chill about the changes, but still. Odd.
Two things spotted while I was browsing:
When I came, I stained my pubis and hand.
Nobody talks like this. Unless they are a serial killer, perhaps. Suggestion, roll with something like, when I came, I made an utter mess, spunk leaking all over my spent shaft and hand.
... And went about his business.
If this is referring to you, shouldn't it be your?