Can someone please reconsider the mugging rates, because the present odds of being robbed in St Petersburg is ludicrous, and bears no relation to reality whatsoever. In most major cities the odds of being mugged are about 1 in 10000. In other words if you got mugged more than 2 or 3 times in one year, you could consider yourself extremely unlucky. In this game if you spend a lot of time in St Petersburg Center, you're very lucky if it only happens once every week, usually of course when you're on the way to the bank to make a deposit.
I've heard some of the Devs say this game is a simulation, and as such it has to bear some relation to reality. So what's real about this? Yes people get robbed on city streets all the time, but there are a lot of people in big cities, and the chances of it being a particular person repeatedly is vanishingly small. Also in a place like St Petersburg, which in normal times would expect to have thousands of foreign tourists. Surely these are the people most likely to be targeted by street thieves, and not ordinary Russians who would be much less likely to have a lot of money?