That seems to be trueYep, that's pretty much it. It just takes time and practice to see what prompts work best, what LoRAs work for specific results, what art styles mix best for a specific look, what aspect works for a specific scene (and how it changes the scene with the exact same prompt) and what is simply unachievable in Civitai.
Now I'm starting to wander how to create a new character from scratch (as in, create the look without remixing existing images)
Or at least, how to take an existing image and modify how the character looks, so it's not just copying someone else's work.......