I know you don't, but my point is the Lena has far more opportunity to spend money and possibly create a situation that she goes in the red. All of her opportunities come pretty naturally as well and the player doesn't have to go out of their way to spend money. Lena also always loses the restaurant job, although she can hold onto it a bit longer by fucking Robert, and stalkfap doesn't start paying her until later chapters.You don't have to buy everything on Lena's path
Ian meanwhile, the player has to go out of their way for him to lose his job; only spends extra money on a loving Allison route, for the vacation and the wine, up until the very end of chapter 11. Ian can even ask for more of a stipend from his dad, even if he doesn't need it. It's almost impossible for Ian to go in the red.