Payment systems don't like adult games?

thecardinal

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Hmm... Maybe it was the Perverted Hotel Dev then... You both got active on discord around the same time.
My game is free, but if someone finds a way to profit off my work it's okay. I'm a migrant farm laborer so I'm used to it. As long as I can keep affording my avocado toast, I'm Gucci.
 
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OhWee

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This has been mentioned in another thread, but one of the reasons why you are seeing pushback from Paypal, etc. is that the major credit card companies (MC, Visa, etc.) have additional fees they like to impose on porn related content, due to the additional chargebacks, etc. that they claim come from these transactions.

The fee is not insignificant. For those that are setting up their own site with it's own payment gateway, I've seen a $1000 a year 'additional processing fee for adult content' mentioned in several places.

This is no doubt one reason you see Paypal, Stripe, etc. disallowing porn content in their TOS. Rather than setting up an additional 'tier' of payment (with higher service fees) and having to adjudicate what's porn and what's not, well by simply disallowing it they don't have to deal with it.

So it's not that MC, Visa, etc. don't want you to buy porn, they just want to charge extra for that...

And, apparently, Paypal, Stripe, etc. aren't really interested in setting up a new payment tier just for adult content to offset those fees. Plus, then they don't have to answer uncomfortable questions from the overzealous religious right about why they have a 'payment tier' for adult content.

Other than the pressure from religious types issue (and the laws that result from that), I think they could come up with a new payment tier for Adult content easily enough if they wanted to, and bank a bit more money in the process, but then I'm not on the board of directors of any of those companies.


So, based on this, you can see why Sponsorion, etc. are struggling to get things off of the ground.


As for the hypocrisy of religious organizations stating that they are reclaiming the moral high ground and saving our souls, while things like Catholic priests raping young children for decades are going on (this a a big story in Pennsylvania), similar suppression of such goings on in the Mormon church, and numerous other examples, well hypocrisy is kind of the state of play these days, in the US and other countries as well. But that's a subject for another thread.
 
U

User_51567

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For me this is the same as everything else in the past that got beaten down due to overzealous religious idiots and media.

Adult content, porn, video games, movies, books, music and much much more.
Everything gets beaten down at a certain point and gets back up stronger...
30 years ago a music video with a shown belly button was an outrage, these days you are almost watching a porn movie when watching late night :p
Especially with the internet, you can't stop certain things anymore.... Sure you can slow them down, but there will always be someone smart enough to profit from it by making it better/easier. (In this case hopefully Sponsorion)..

But when all this shit started i already told myself and many other, this isn't something that is going to be fixed in months but by 2020 i am certain that this genre on it's way back.
 
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DarthSeduction

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Well, they actually started using a bank system located in the UK, and that caused a LOT of problems during this month payouts, as a lot of CC blocked the payments and resulted into a lot of "declined pledge" at the start of the month.
There is a thread about the issue here:

Oh, and btw, the UK is even Worse regarding porn material...so.... "WINTER IS COMING"

I think that was "adultpledge", and ye, it seems quite dead; there are jus a couple of project on there, all with zero backers. Not to mention their fee was something like 0.65$ + 10%, and that would've cut out 1$ pladges ( which a lot of patrons use). If I remember well, they were looking to something more..."affordable"...
That thread makes it clear that it was all speculation. It also makes it clear that UK has no more censorship than the US with regards to content. Anne'O'nymous literally said the same thing I did. I was a part of that thread.

Do you have an actual source to say that they moved to the UK?

All of their career postings are still in San Francisco, and of course, their payment processor is Paypal.
 
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HiEv

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Do you have an actual source to say that they moved to the UK?
Well, it appears somewhat verified that they moved out of the US, since some people have said that their US patron's credit card got locked due to unexpected out of country transactions. (I don't have a big enough sample size to determine if this is merely coincidence, but all of the problems like this that I've seen reported were for US patrons. If anyone has other information, please correct me.) That said, I haven't seen official confirmation anywhere about where or if it was moved.

Currently, is the only Patreon-type service that I'm aware of that actually has a high-risk payment processor ( ). However, they're oddly secretive (you have to begin to sign up before you can even find page), so I'm not able to find out much about them. They do appear to allow adult content ( and ), and they sometimes take a while to review applications ( ).

If anyone has tried Hutt.co, please let us know your opinion.
 

DarthSeduction

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Well, it appears somewhat verified that they moved out of the US, since some people have said that their US patron's credit card got locked due to unexpected out of country transactions. (I don't have a big enough sample size to determine if this is merely coincidence, but all of the problems like this that I've seen reported were for US patrons. If anyone has other information, please correct me.) That said, I haven't seen official confirmation anywhere about where or if it was moved.

Currently, is the only Patreon-type service that I'm aware of that actually has a high-risk payment processor ( ). However, they're oddly secretive (you have to begin to sign up before you can even find page), so I'm not able to find out much about them. They do appear to allow adult content ( and ), and they sometimes take a while to review applications ( ).

If anyone has tried Hutt.co, please let us know your opinion.
Interesting, I still can't find any evidence that this actually happened, again, all of their career postings are in San Francisco still, in multiple areas. Braintree and PayPal haven't moved either. Could be that they used a server farm over there, but not actually moved the company.
 

OhWee

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got an email just today with some clarification:
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OK, so if I understood that Patreon form letter correctly, they ADDED a payment processor in the UK, they didn't switch to one. Which means that UK based Patreon accounts can process payments on their home turf, without invoking transfer fees, etc. but that other payment processors are still in place.

Not sure how that would trigger a bunch of declines, unless there's a bunch of people in the UK supporting Patreon artists, but if there's a lot of UK patrons, that would make sense I guess.
 
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DarthSeduction

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OK, so if I understood that Patreon form letter correctly, they ADDED a payment processor in the UK, they didn't switch to one. Which means that UK based Patreon accounts can process payments on their home turf, without invoking transfer fees, etc. but that other payment processors are still in place.

Not sure how that would trigger a bunch of declines, unless there's a bunch of people in the UK supporting Patreon artists, but if there's a lot of UK patrons, that would make sense I guess.
reading into it a bit more though, "saved thousands of creators" seems to imply that the processor they added might cover something more specific, could it be PayPal and Braintree decided to pull out from the porn? Or maybe it was specifically the adult creators who are more sex workers? Since the new US law would have required more purging?