I've been working on this Character Creation Guide for a while with some builds I made myself, tips for choosing a class and cheesing character creation, things to keep in mind about your stats during your playthrough, helpful (though most are old) links, and a blank template for planning your own build.
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This guide is designed around maximizing stats without save editing (58) at the cost of anything else and the builds that are included are ones that tend to pay attention to magic as I like using it.
Anyway, for my most preferred build I tend to use this mage build, though it doesn't display as well on F95 as on my guide
Mage
Strength - 4(Base) +1(Orc) +3(Perk) +1(Gauntlets) + - + - = 9 (8)
Endurance - 4(Base) +1(Orc) +3(Perk) + - +1(Wellrounded) + - = 9 (9)
Agility - 4(Base) +1(Orc) +3(Perk) +1(Shoes) + - + - = 9 (8)
Perception - 4(Base) + - +3(Perk) +1(Helmet) + - + - = 8 (7)
Magic - 9(Base) + - +3(Perk) +1(Cage) +1(Specialist) +1(Charm) = 15 (13)
Charisma - 4(Base) + - +3(Perk) +1(Underwear) + - + - = 8 (7)