Unless I missed any (and I was checking), there are three pick up points available if you avoid the massage. Denying Cornell is -1, so that makes a likely 12 relationship points by the time you get to Martin on the beach. I believe the choice activates at 14 points, so I guess it's well worked.
Denying cornell is - 1
Not letting her show boobs on beach is a -1
Is refusing to sleep with her another - 1?
And then obviously there are chances here and there to get +1
It's very well worked cause without those 10 points at the start you are in the Martin path by being an arsehole to her... And let's face it, if you didn't take the 10 points you're cheating on your wife and being an arsehole
The issue is it's too balanced to make it this way. Why do I get +10 for turning down a HJ but not - 10 for accepting. Why do I not gain points for turning down Nicole? Why do I loose points for denying cornell but when I do it at the spa Anne is equally as pissed. I tell Anne one day not to flash her boobs, - 1 tell her another... Not so much