you are doing somenthing wrong. because you should have 0 chaos.
and i checked that guide... and it's very poor optimized in my opinion. he whore qum, take extra fund from megail and invest in only one bank in chapter 2 [and let carina'man die]. this mean he had less pron in chapter four compared my unwhored qum playthourh and gain nothing for it.
my playthrough:
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my save during BoY Aftermath:
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auto extracting archive, a standard for rpgmaker games.
you can rename the file .rar and open with winrar, if you wish.