I started playing this again and noticed something that I'm pretty sure is a bug.
In character creation, I can get an estimated XP modifier of 3.26x by choosing the loser archetype, setting all stats to 1, and setting the max limits of each stat as 3. However, once you start the game, you only get an XP modifier of 2x.
Anyway, it basically nullifies any bonuses you get from lowering your stat limits.
EDIT:
Originally I also pointed out that because of this, starting as an average archetype will allow you to raise stats faster than as a loser. However, this is only for
stats (charm, fitness, intelligence). For
skills (masturbation, dancing, make up, etc) a loser will still raise those faster.