The game is set so she is about to reach the breaking point and "fate" send the MC "just in time" to start helping her.
We could think the problem was she wasn't selling what the farm produced directly to the Army, but to intermediaries, like Lucious and Thomas. It could be that they don't respect her enought to give her a good deal, because she is a girl and is negotiating alone, and she got taken advantage of.
Plus the MC is a lot better than her at farming and can work at any time.
But the farm shouldn't be that dependant on the MC's constant attention.
I'll allow myself to add my two groschens into this discussion.Y'all... Less land is less work. One person doesn't need lots of land since she wouldn't be able to work it anyway. Taxes are high for everyone. Food is in DEMAND during war time. Even one person working the farm sized for one person should be at a Profit. Maybe she doesn't earn enough to pay taxes for her house, but the business should still be at a profit. Farm wouldn't benefit during war time only if the military is demanding food offerings instead of buying it.
But she's got MC which is actually a money generation machine diverting his attention to her farm and it still can't profit without heavy work on his part, and he could print more money than that doing his own stuff, so that's a bit questionable.
And if business is That bad, I don't know how she even managed to survive this long without MC.
Penny had to take over familiy estate while being completely unprepared for it. She's a fair certainly knowing a lot about many aspects of farming, but managment and bargain are certainly not her well developed skills due to her rather timid personality.
After all, she sold almost all of good land to coldstone instead of leasing it, she's always selling to lucius (and bread to tavern), promising more next harvest instead of trying to bargain for better price or simply looking for other buyers. She's the one explaining basics of farming to main character and taking care of thiers fields (Notice your field simply doesn't have weeds) and animals (once donkey, horse, chickens and cows are there) on daily basis. Something MC ain't doing, because he's out there, working, fighting, hunting, doing something... or someone.
But, sadly, she can't do everything alone, because she's only a fair maiden and her time is simply limited and she simply can't do everything at once. She's working hard on those little and poor fields she left herself from which she has to not only earn enough coin to pay high war taxes, but also harvest enough to feed herself. Not to mention having to thresh wheat, then grind it into flour and then making bread. So she's there simply surviving all alone with little will to live, doing everything alone while her house and barn are simply decaying day by day.
MC offering her a helping hand around the farm isn't but a long needed help she needs, but also a purpose for her. Because instead of simply surviving from day to day hoping for the best she can actually help someone in need.
That aside... it's a game. It's simply tailored to make us feel like a hero they needed, to tickle our feelings, to improve our mood.
Edit 1. - Good idea to write into someone's post... moving [/quote] to where it should be.
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