you completely miss the point like the other meatheads, look at everything you need to do to get money, its clearly a long hard ass grind put in on purpose to slow progress to a crawl. i got several thousand by just doing everything you just stated for 20 in game days or more and didnt even play any of the story, literally i spent an hour or more going "click click click" just grinding for money and future events.Money wasn't hard to grinds in the game I have 6k in my game, are you not doing the morning window mini game with the fishing hook or doing the side jobs like wash dish/clean bathroom/volunteer at the prison/orgizing the figures, giving your full semen at the hospital, upgrades your stuff to get better reward, blackmail your teacher for money/ finding money sometime at the school bathroom/ break into the principle bank vault, free spin at the night club some time you get money and Do Not go to Erica! with all that money, maybe after she get cuff by Agent 17.
this is supposed to be a good porn game with a good and interesting story or story lines, not a damn money grind time sinc.