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♍VoidTraveler

Conversation Conqueror
Apr 14, 2021
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CCBill( )

Epoch( )

Segpay( ).


You know the payment processers that porn/cam/dating sites use for decades to get around Visa and MasterCard ban.

Seriously after reading these comments and doing a bit of research. This seems to be overblown.

Yes this is a problem,but it not a problem that doesn't have a solution that doesn't already exist.
Could be legit alternative for devs and perhaps even for some platforms.
Platforms that aren't also significantly invested in normal non-porn stuff like steam is, so they can't just jump ship.. at least not immediately. :HideThePain::coffee:
 
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EETPMC

Newbie
Mar 1, 2023
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They are a conservative christian group. Cope harder.
Right, they're so conservative and religious, they attack right wing figures, and use SJW talking points. lol.

I mean, you guys do realize Visa, Mastercard, and Paypal are notoriously left wing, right? Operation Chokepoint ring a bell?

The truth is a hard pill to swallow, but the left wing throughout the entire world literally made their political stances on cancel culture so it's going to be pretty hard to convince people otherwise. Heck, the very bill that is in congress aimed at preventing payment processors from canceling legal payments wasn't pushed by the left wing party America, it was from the right.
 

tretch95

Well-Known Member
Nov 5, 2022
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None of what you said is what the person I replied to either explicitly or implicitly stated.

Also, the image I shared would not be banned because the image is not in a sexual context.

Know the difference.

It's like people forget a thing called "context."

Just like people forget "artist merit" and "for sexual gratification".
Let me translate that for you:


If the young woman in your meme would feature in a porn game on itch.io, it would now be banned due to the woman clearly falling into the "Barely Legal" category - based on her youthful appearance, and teenager-like styling.


Furthermore, the post you quoted did jokingly imply that more and more content considered unsafe, unhealty or amoral is being banned.

Which is obviously the case, and not just since last week. For example, any porn videos showing just a hint of "brown sauce" or a tiny crumb of feces during anal sex - so-called "Dirty Anal", "Messy Anal" or "French Anal" - are consistently being removed on sites like Pornhub, and you receive a message that the video would violate their safety or trust standards (or w/e bullshit).

Self-censorship and preemptive obedience is the motto of the hour.
 

EETPMC

Newbie
Mar 1, 2023
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Could be legit alternative for devs and perhaps even for some platforms.
Platforms that aren't also significantly invested in normal non-porn stuff like steam is, so they can't just jump ship.. at least not immediately. :HideThePain::coffee:
There also this guy who is hosting a lot of banned Itch games on his website, so that's pretty cool.

From what I hear they aren't charging creators if they were kicked from Itch, so that's awesome if true.
 

Count Morado

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There also this guy who is hosting a lot of banned Itch games on his website, so that's pretty cool.

From what I hear they aren't charging creators if they were kicked from Itch, so that's awesome if true.
That site is using PayPal and Stripe for sales - which violates the same policies that got the games kicked off itch. Once PayPal and Stripe find out, the site will lose their payment processors.
 
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EETPMC

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Mar 1, 2023
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Dang, some guy had a good post with a breakdown of the payment processors that just got deleted.

But yeah, there were a ton of different ways Itch could have handled this. I don't understand all the people trying to act like Itch is a victim, they are part of the problem, and they've done crud like this before.
 

Leeduva

Member
Mar 3, 2020
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I'm happy to see that the comunity feel that they can do something, i see my project and already other project about creating a platform, if only one of them succed it will be a succes for everyone !

I been talking to chatgpt and this is what it said

"
That's an excellent and important question — and you're absolutely right to notice the contradiction.


If adult payment processors like CCBill, Epoch, or SegPay already exist, then why don’t platforms like Steam or Itch.io just use them and bypass Visa/MasterCard’s content restrictions?


The answer comes down to business model trade-offs, corporate image, and infrastructure dependency, not just technical feasibility.


The Core Trade-Off: Mass-Market Convenience vs. Adult-Focused Freedom

OptionProsCons
Use Visa/MasterCard via Stripe/Adyen/etc.- Instant access to billions of global customers.
- Familiar checkout UX.
- Seamless refunds, chargebacks, and fraud protection.
- Easy to integrate (via mainstream APIs).
- Lower processing fees.
- Strict content rules.
- Vulnerable to purges or deplatforming.
- No tolerance for "gray-area" content.
- Subject to moral lobbying pressure.
Use Adult Payment Processors (CCBill, Epoch, etc.)- High tolerance for adult content.
- Supports recurring billing, compliance tools.
- Designed for high-risk merchants.
- Age verification compliance built-in.
- Much higher transaction fees (often 10–15% vs 2.9% for Stripe).
- Often less polished or modern UX.
- Slower onboarding.
- More fraud exposure.
- Stigma: major brands/advertisers may avoid your platform.
- May require legal restructuring (offshore banking, adult company classification).

1. Payment Processor Fees: Adult Processors Cost More

  • Stripe/PayPal: ~2.9% + 30¢ per transaction
  • CCBill/Epoch: Often 8–15%, sometimes more depending on region and risk

For a billion-dollar platform like Steam, those extra fees equal tens or hundreds of millions annually.


2. Mainstream User Experience

  • Adult payment processors often require:
    • Clunky redirects
    • Identity checks
    • Age verification
    • 18+ disclaimers and approval steps
  • This breaks the frictionless, one-click shopping experience that users expect on Steam/Itch.
  • Developers would complain, users would churn, and conversion rates would drop.

3. Brand Risk / Corporate Image

  • Valve (Steam) and Itch.io still want to be seen as mainstream creative platforms — not porn sites.
  • Using adult processors would:
    • Mark them as “adult-only” businesses
    • Trigger government scrutiny, hostile press, and bans in certain regions
    • Scare off advertisers, investors, and parent companies

Itch.io is especially vulnerable, since it relies on:


  • Public goodwill
  • Donations
  • Institutional partnerships

4. Visa/MasterCard Are Still in Control

Even if Steam used adult processors, Visa and MasterCard still control the cards themselves. Most adult processors still rely on Visa/MasterCard rails underneath. If the credit card companies blacklist certain categories or merchants, no processor can override that.


For example:


If Visa says "we won’t allow incest content at all," CCBill can't process those transactions either, even if they want to.
Adult processors just fight harder to stay compliant and shield their clients better — they don’t remove the control Visa/MasterCard have at the root.


Summary: Why Steam/Itch Stay with Visa/MasterCard

  • Lower fees = more revenue
  • Mainstream trust = wider audience
  • Seamless UX = higher sales
  • Corporate image = safer partnerships
  • Visa/MasterCard power = still unavoidable

They comply because:


The trade-off is between maximum profit with limited content, or freedom of content with limited profit.
So they choose profit.



Let me know if you want a strategy for a new adult game storefront that does the opposite — optimizing for content freedom over mass-market convenience."
 
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Leeduva

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Dang, some guy had a good post with a breakdown of the payment processors that just got deleted.

But yeah, there were a ton of different ways Itch could have handled this. I don't understand all the people trying to act like Itch is a victim, they are part of the problem, and they've done crud like this before.
Check your reply below you.
 
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EETPMC

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Mar 1, 2023
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That site is using PayPal and Stripe for sales - which violates the same policies that got the games kicked off itch. Once PayPal and Stripe find out, the site will lose their payment processors.
Sure, but the point is to switch to a better payment processor soon (like the ones listed by some guy on the previous page, or stuff like cryptocurrency). The fact that they're actually willing to provide a platform for these devs instead of just dropping them like Itch makes them part of the solution.
 
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Count Morado

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Sure, but the point is to switch to a better payment processor soon (like the ones listed by some guy on the previous page, or stuff like cryptocurrency). The fact that they're actually willing to provide a platform for these devs instead of just dropping them like Itch makes them part of the solution.
No it isn't.

They are using the SAME payment processors as Itch. The devs got booted from itch for violating the same payment processors' rules. They are going to get shutdown again once PayPal and Stripe find out. It's not a solution. And in the end it is going to bite them all in the ass.

That's like giving a person stranded on a deserted island a boat that only gets them to another deserted island where it sinks.
 
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♍VoidTraveler

Conversation Conqueror
Apr 14, 2021
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If adult payment processors like CCBill, Epoch, or SegPay already exist, then why don’t platforms like Steam or Itch.io just use them and bypass Visa/MasterCard’s content restrictions?
Like i said, platforms like steam are also significantly invested in non-porn stuff as well, they can't just up and ditch mc and visa.
Definitely not immediately if it's even viable in the first place. :whistle::coffee:
 

liade

Member
May 2, 2023
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Like i said, platforms like steam are also significantly invested in non-porn stuff as well, they can't just up and ditch mc and visa.
Definitely not immediately if it's even viable in the first place. :whistle::coffee:
i would guess adult game on steam are not more than 3-5% of their profit, remember than just a big AA game erase most of adutl game revenue for exemple Paleworld vs every +18 game on steam. i'm sure palword do better revenue
 

Leeduva

Member
Mar 3, 2020
404
733
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Like i said, platforms like steam are also significantly invested in non-porn stuff as well, they can't just up and ditch mc and visa.
Definitely not immediately if it's even viable in the first place. :whistle::coffee:

True. When it comes to platforms like Nutaku,Dlsite,jast,etc .... It might be difficult for them to be uncensored when it comes to the adult processor. Due to Visa and MasterCard still dictating what they can and can't process.
 

Count Morado

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Uh... did you not read the first sentence of my comment? lol
Yes I did. But they NEED to change to a different processor BEFORE hosting and selling using the SAME processor that got them banned in the first place.

Again, what they are doing solved NOTHING and only exacerbates the problem.

You don't put the cart in front of the horse.
 

EETPMC

Newbie
Mar 1, 2023
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Yes I did. But they NEED to change to a different processor BEFORE hosting and selling using the SAME processor that got them banned in the first place.

Again, what they are doing solved NOTHING and only exacerbates the problem.

You don't put the cart in front of the horse.
It doesn't exacerbate the problem in any way. lol Devs are already delisted on Itch and many have already been banned. There is zero damage that occurs to a dev that joins their service.

Now if their claims of no fees is false, and they're doing something like encouraging devs to agree to a cut of their revenue or something, then yeah, I'd agree.

As of this moment, they are fully operational. The fact they are willing to take in these devs means that when they do get canceled, they are far more likely to adopt the alternative payment options outlined previously, than to do what Itch did and just dump all the eroge devs at once.
 

Leeduva

Member
Mar 3, 2020
404
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i would guess adult game on steam are not more than 3-5% of their profit, remember than just a big AA game erase most of adutl game revenue for exemple Paleworld vs every +18 game on steam. i'm sure palword do better revenue
Wait I think I found a solution,thanks to chatgpt.

Paysafecard — In-Depth Overview for Adult Game Businesses

Paysafecard is a prepaid voucher-based payment method that is widely used in Europe, Latin America, and other regions. It is designed for online purchases, particularly in digital goods, entertainment, and adult industries. It allows customers to pay anonymously and securely without needing a bank account or credit card.

It is one of the very few payment methods that openly allows adult content, and it is used by many cam sites, porn sites, and adult games.


---

What Is Paysafecard?

Paysafecard is a prepaid PIN-based voucher system owned by Paysafe Group (the same company that owns Skrill and Neteller). Customers can buy a 16-digit PIN voucher at gas stations, convenience stores, or kiosks in supported countries. This code is used like digital cash.

The voucher value ranges from €10 to €100, depending on the region.

The customer does not need a bank or card.

Businesses get paid in regular currency (USD, EUR, GBP) through integration with Paysafe.



---

✅ Why It’s Good for Adult Game Businesses

FeatureBenefit for Adult Games

️ PrivacyNo card or identity info needed from buyer
Global ReachAvailable in 40+ countries
Adult-FriendlyPaysafe permits adult transactions under contract
Cash-BasedUseful for people without cards or banks
Simple for UsersOne code, no account needed
Refundable by youRefunds possible with proper setup
API IntegrationYes, for storefronts and platforms



---

Supported Countries (partial list)

Paysafecard is popular in:

Germany

France

Italy

Spain

Austria

Belgium

Netherlands

Canada

Mexico

Brazil

Turkey

UK (limited by FCA rules)


Customers can buy vouchers in physical stores or digitally in some countries via the Paysafecard app or resellers.


---

‍ How Integration Works (for You)

To accept Paysafecard as a business:

1. Register with a PSP (Payment Service Provider) that supports adult businesses and has Paysafecard.

Common PSPs:

Verotel

CCBill

SegPay

Payrific

Epoch

CommerceGate




2. Integrate the PSP’s API or hosted payment page into your game store or launcher.


3. The customer selects “Paysafecard” at checkout.


4. They enter their 16-digit code or log into myPaysafecard (optional wallet system).


5. Funds are transferred to your merchant account in fiat (USD, EUR, etc.).


6. You receive your payout on a regular schedule (usually weekly or bi-weekly).




---

Paysafecard Fees & Pricing (Typical)

Type of FeeAmount (Approximate)

Transaction Fee~15–18% via adult PSPs
Refund HandlingUsually $1–2 flat per refund
Monthly Account FeeVaries by PSP
Currency ConversionYes, if international
SettlementWeekly or biweekly


Note: If you get Paysafecard directly (via Paysafe), you might get lower fees, but they rarely work with adult content directly unless you’re a big player.


---

Use Case Examples

Nutaku: Accepts Paysafecard for adult game sales.

Chaturbate, LiveJasmin, and similar sites use it for tips and token purchases.

Many porn studios use it as an option for memberships or pay-per-view.



---

Legal + Risk Notes

You must disclose adult nature of your content during onboarding.

Some countries restrict or require licensing for adult sales with Paysafecard (especially Germany, UK).

Paysafecard is not reversible by customers — once used, it’s final unless you process a refund.

It’s strong against chargebacks because it’s prepaid.



---

Optional: myPaysafecard Wallet

Customers can optionally create a myPaysafecard account, where they can:

Manage multiple voucher codes

Pay without entering 16-digit code every time

Use their balance more flexibly (some recurring payments, etc.)


You can integrate direct myPaysafecard support if your PSP supports it.


---

Summary

Paysafecard is one of the safest and most adult-friendly payment methods available outside Visa/MasterCard. It offers:

✅ Privacy for buyers

✅ Safety and fraud reduction for sellers

✅ Global reach

✅ Easy integration through PSPs



---

If you’d like, I
can:

List PSPs that allow Paysafecard + adult content

Help you design a checkout page using Paysafecard

Explain refund flow, accounting, or other integration steps


Just say the word.
 

EETPMC

Newbie
Mar 1, 2023
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93
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True. When it comes to platforms like Nutaku,Dlsite,jast,etc .... It might be difficult for them to be uncensored when it comes to the adult processor. Due to Visa and MasterCard still dictating what they can and can't process.
Man your comments keep getting deleted. lol. But take my imaginary upvote for that second post on the PP.
 

Count Morado

Fragrant Asshole
Donor
Respected User
Jan 21, 2022
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It doesn't exacerbate the problem in any way. lol Devs are already delisted on Itch and many have already been banned. There is zero damage that occurs to a dev that joins their service.

Now if their claims of no fees is false, and they're doing something like encouraging devs to agree to a cut of their revenue or something, then yeah, I'd agree.

As of this moment, they are fully operational. The fact they are willing to take in these devs means that when they do get canceled, they are far more likely to adopt the alternative payment options outlined previously, than to do what Itch did and just dump all the eroge devs at once.
Sigh. Do you have a problem with cause and effect?

Itch uses Paypal and Stripe.... Payment processors say "ditch games with certain content or lose us as payment processors"
Itch ditches games

Another site says "hey come here and I'll host you for free and you can sell your game here." Site uses PayPal and Stripe.

What do you think will happen sooner or later? Here, I'll help:
Payment processors say "ditch games with certain content or lose us as payment processors"-- or better yet they just shut down all payments and lock access to any funds in the accounts because the site is a small fry.

Again, it doesn't solve a problem or ameliorate it. It just shuffles it around.

If they want to get another payment system in place... Do it first or simply host without sales (info only with "sign up for notifications when sales start!") until it gets in place.
 

Leeduva

Member
Mar 3, 2020
404
733
103
Wait I think I found a solution,thanks to chatgpt.

Paysafecard — In-Depth Overview for Adult Game Businesses

Paysafecard is a prepaid voucher-based payment method that is widely used in Europe, Latin America, and other regions. It is designed for online purchases, particularly in digital goods, entertainment, and adult industries. It allows customers to pay anonymously and securely without needing a bank account or credit card.

It is one of the very few payment methods that openly allows adult content, and it is used by many cam sites, porn sites, and adult games.


---

What Is Paysafecard?

Paysafecard is a prepaid PIN-based voucher system owned by Paysafe Group (the same company that owns Skrill and Neteller). Customers can buy a 16-digit PIN voucher at gas stations, convenience stores, or kiosks in supported countries. This code is used like digital cash.

The voucher value ranges from €10 to €100, depending on the region.

The customer does not need a bank or card.

Businesses get paid in regular currency (USD, EUR, GBP) through integration with Paysafe.



---

✅ Why It’s Good for Adult Game Businesses

FeatureBenefit for Adult Games

️ PrivacyNo card or identity info needed from buyer
Global ReachAvailable in 40+ countries
Adult-FriendlyPaysafe permits adult transactions under contract
Cash-BasedUseful for people without cards or banks
Simple for UsersOne code, no account needed
Refundable by youRefunds possible with proper setup
API IntegrationYes, for storefronts and platforms



---

Supported Countries (partial list)

Paysafecard is popular in:

Germany

France

Italy

Spain

Austria

Belgium

Netherlands

Canada

Mexico

Brazil

Turkey

UK (limited by FCA rules)


Customers can buy vouchers in physical stores or digitally in some countries via the Paysafecard app or resellers.


---

‍ How Integration Works (for You)

To accept Paysafecard as a business:

1. Register with a PSP (Payment Service Provider) that supports adult businesses and has Paysafecard.

Common PSPs:

Verotel

CCBill

SegPay

Payrific

Epoch

CommerceGate




2. Integrate the PSP’s API or hosted payment page into your game store or launcher.


3. The customer selects “Paysafecard” at checkout.


4. They enter their 16-digit code or log into myPaysafecard (optional wallet system).


5. Funds are transferred to your merchant account in fiat (USD, EUR, etc.).


6. You receive your payout on a regular schedule (usually weekly or bi-weekly).




---

Paysafecard Fees & Pricing (Typical)

Type of FeeAmount (Approximate)

Transaction Fee~15–18% via adult PSPs
Refund HandlingUsually $1–2 flat per refund
Monthly Account FeeVaries by PSP
Currency ConversionYes, if international
SettlementWeekly or biweekly


Note: If you get Paysafecard directly (via Paysafe), you might get lower fees, but they rarely work with adult content directly unless you’re a big player.


---

Use Case Examples

Nutaku: Accepts Paysafecard for adult game sales.

Chaturbate, LiveJasmin, and similar sites use it for tips and token purchases.

Many porn studios use it as an option for memberships or pay-per-view.



---

Legal + Risk Notes

You must disclose adult nature of your content during onboarding.

Some countries restrict or require licensing for adult sales with Paysafecard (especially Germany, UK).

Paysafecard is not reversible by customers — once used, it’s final unless you process a refund.

It’s strong against chargebacks because it’s prepaid.



---

Optional: myPaysafecard Wallet

Customers can optionally create a myPaysafecard account, where they can:

Manage multiple voucher codes

Pay without entering 16-digit code every time

Use their balance more flexibly (some recurring payments, etc.)


You can integrate direct myPaysafecard support if your PSP supports it.


---

Summary

Paysafecard is one of the safest and most adult-friendly payment methods available outside Visa/MasterCard. It offers:

✅ Privacy for buyers

✅ Safety and fraud reduction for sellers

✅ Global reach

✅ Easy integration through PSPs



---

If you’d like, I
can:

List PSPs that allow Paysafecard + adult content

Help you design a checkout page using Paysafecard

Explain refund flow, accounting, or other integration steps


Just say the word.

Nevermind

"No, even if your customer pays with Paysafecard, you as a Steam developer cannot bypass Visa and MasterCard's rules—because the backend settlement process still flows through the card networks at some point.

Here’s how it actually works:


---

What Really Happens:

1. Customer pays with Paysafecard

Steam accepts the money using its own merchant account with Paysafecard.

Steam pools this with all other payments (Visa, MasterCard, PayPal, etc.).



2. Steam handles compliance and risk

Steam must ensure all content, including adult content, complies with card network policies (especially Visa/MasterCard rules).

This applies regardless of how the customer paid—because Steam’s overall financial system depends on those networks.



3. Steam pays you (the developer)

You receive royalties or revenue via bank wire transfer from Steam (Valve).

This payout still comes from a system that must remain compliant with all payment providers' rules, including Visa/MasterCard, to avoid being cut off or penalized.





---

❗Key Point:

Steam’s entire platform is structured around broad compliance with major financial systems. So:

> Even if a user pays with crypto, Paysafecard, or a sock full of quarters, Steam still enforces Visa/MasterCard adult content rules—because those networks are part of its foundation.




---

You Can’t Use Paysafecard to "Escape" Card Rules on Steam

If you want to make adult games that don’t comply with those restrictions, you must:

Use a platform that doesn’t rely on Visa/MasterCard

Or use adult-focused payment processors that specialize in high-risk categories


Let me know if you want a breakdown of platforms or processors th
at allow explicit adult games without these limitations."