To be fair, it's not really something people should be getting into in a game thread, like discussing the finer points of credit reports and how this proves the whole "Maya loan" situation is stupid.
Anyway, something I mentioned (which is now gone) that I found interesting about this update was the flashback Maya had to school discos. She gets approached by a guy and thinks he's asking her to dance but he's just asking her to hold his stuff while he goes to dance (jerk), but when she was asked she seemed happy about it, like she wanted to dance with him.
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It makes me feel even more as though Maya was never fully gay but just convinced herself she was because she developed feelings for Josy but hadn't felt the same about any guys (yet). That's why her feelings for the MC confused her, because she thought she was gay but (cliché) maybe it's just that she hadn't met the right guy. I do think she's probably somewhat bi since she clearly enjoys being with Josy, but I also think those feelings only extend as far as Josy as she doesn't seem to think that way about other girls.