What happens if she doesn't pay it back? Does she get sent to debtors prison? Will they ship her off to a penal colony in Australia? Wait, that would be awful.
What happens in the real world is that she goes bankrupt, the court liquefies her assets (LOL), protects her from her debtors, and in 3 to seven years it's all over and she starts with a clean slate.
But everyone insist that this is Duckburg and in Duckburg rules she will have, what a D branded on her forehead?
Any attempt to argue the loan in the terms of the loan as presented will only lead to sinking deeper into the morass of stupid that Maya's student loan is.
It's DPC's story, he can make bankruptcy more onerous if he wants to (as long as other characters aren't shrugging it off in similar circumstances, of course). But he would be better off sticking with a simple explanation. The more he tries to go into detail with technical-sounding words the more confusing it gets.
Yup, morass of stupid.
But hey what do I know? You guys have been praising DPC for a year now as the greatest writer since Tolstoy. The greatest game developer since, IDK some famous game developer guy. The greatest animator, the greatest graphic designer, etc etc.
When the truth is that it's a ridiculous, poorly written story with zero belivability, by a dev who at most has a moderate talent for creating characters and a certain knack for marketing his shit.
I don’t think anyone here is actually saying the repercussions to her convoluted loan are dire. It’s only Maya saying that because she’s clueless.
If she’s the co-signer (which we’ve all established isn’t possible, unless the dad has been buying up assets under her name and generating a credit history for her, doesn’t sound like his style), the onus is first on the loan recipient (i.e. her dad) to pay the loan. If he defaults, then it’s on her.
She doesn’t have to start repaying the loan until after she’s graduated or dropped below part-time student status (6 months or so after), and that’s just in instalments over 10 years. And as I said, as the co-signer, she doesn’t have to do jack since her dad has to pay it once he’s graduated (given
he’s the recipient of the student loan).
Does it make any sense? It makes no sense. Who’s telling us about the loan? Maya. Has she proven herself to be credible and infallible? Absolutely not.
Surely once she explains any of this to the Burkes they’ll be like, “This is total nonsense, your dad is bullshitting you”. And the cat will be out of the bag.
If DPC drags the loan on much after this meeting, it will be ludicrous.
This will be his chance to end a this story arc sensibly, since this will be the first time some competent characters have looked at the loan. The dad can still be a thorn in Maya’s side, but the loan will have to be put to rest.
Regarding comparing the game to Tolstoy’s works, no one’s doing that, they are just comparing it to pretty much every other game here, of which debatably, none come close.
And I believe the game’s merit has nothing to do with marketing. I stumbled across it here like many of the other games I’ve played, and it’s stood head and shoulders above the rest for me, no hype machine necessary.