So I have been wondering this for a while and it might be a little silly but is Maya even sure that Patrick has legitimate documents about her loan? She tells MC that he made her sign that document, If she would have read the document she wouldn't have signed it knowing that it is going to ruin her in future.
And if this loan fuck up thing was on the official paper, why the hell would the concerned authority even make it, I bet no authority has the guts to make a legitimate document like that where things wouldn't go as they are supposed to.
Or who knows patrick might have just written the shit on Microsoft word, printed it out and then was like - "here is the official document, maya".
The thing I want to say is that if she read the content, she wouldn't sign it, BUT she still signed it which I think means she didn't read it, hence she would have no idea whether if it was even official or not.
Just a theory.
Edit: Oh and yes, she tell MC that Patrick tells her about the fuck up that he caused for her, which means that she surely didn't read the document.