It was possible to do in original game and it was possible to do in 0.5 without money cheats. In 0.5 game even had Max thinking how to get money when he had clothes ordered and arriving next day. Not gonna try doing it on 0.6. Windows warning about trojan is enough.How could you buy clothes before entering the bank !!!
They are inventing new bank mechanic just to cover up failure to balance the game.