It aint easy sure but, 20k eur?? Vulkanripper handles secondlife perfectly fine importing entire scenes worth of models into blender. Im assuming thats the ripper srvn is talking about. I can see rigging might be needing to be done, and if you want good rigging that isnt exactly cheap - but more like 300 eur for detailed rigs.Free.99 to watch Blender modelling tutorials, Free.99 to make your own model using the myriad of resources online, Free.99 to take your business elsewhere. Twenty thousand Euros is not a small amount of money, that's rent for almost three years. I've heard of models being in the thousands, but tens of thousands? This better be some Pixar level shit or BS as a creative will probably lose cred for the bullshit that's being pulled here.
Making models ain't easy, but it sure as hell isn't worth being homeless over.