I don't really understand how you think paying your parents every week both is bad gameplay wise, and needed for gameplay.Also paying your parents is kind of insane, and really stunts gameplay progression. I understand the rationale is to maintain a sense of challenge, but imo the challenge should be tied with ambitions the player may have (e.g. to buy more expensive stuff), not something artificial like that. It would be much better if you had the opportunity to rent a house, for example. Many college students work a job, simply because their parents can't support them. It would even work if you took out a loan or had to pay tuition fees and had some ability to ration your payments.
"Many college students work a job, simply because their parents can't support them." So like in the game? I'm confused. You are paying your parents because they can't fully support you. This is stated in the introduction to the game, which by the way, is sugeested and encouraged to go through at least once.
Also, I can start the game with 1000$ (by using a specific life start thing), use up ALL 1000$ on room stuff, books, clothes, etc, and by the end of the first day, I have enough money to pay the first payment a FULL WEEK in advance.