Gen 9 isn't rendering for me, which is weird because my video card is fairly good. I'm probably missing a dependent or something.
This one I rendered all three planes separate and then combined them in photoshop. The lighting is sun/sky with additional post effect lighting to simulate lights from inside the saloon.
There's a really good tutorial about rendering all your lighting sources separately, and that way in photoshop you have complete control. I forgot where I saw it but it's stuck with me and I want to experiment more with it.
I know the blouse is blown out. Still haven't figured out how to handle that.