My personal theory is that he really is just carter guy. Also that the next update will feature foreshadowing, or rather more so give what he saw with Raul and Noah during Annie's date, about upcoming conflict in the underworld which may impact Orion and the girls somehow. Possibly leading to Orion becoming involved with the criminal underworld. Which can be huge, consider that he can smuggle drugs across border checks, or maybe even take drugs from the game and export them in real life.
Given how the developer hinted big cliffhanger for 0.10 (the update after the upcoming one) i like to think that something will happen irl.
Also personal crackpot theory, Huygo has two daughters, Eva and Matt exist. Coincidence? I think not! Both of them seem to dislike their irl life, which can happen if you are kid of someone involved with carter and there's chance that either SWAT team or rival Cartel will pay visit to your house with shotguns in hand.
