That's another thing. At this point Patreon is big enough (6M users) to not even need 3rd party payment companies anymore. Hell, the black market trades (ch!ld Porn, drugs, prostitution, unground gambling, etc) make a trillion a year with cash (to the point 90% of every bill in circulation has measureable traces of cocaine on it) or crypto only, why can't everyone else? Amazon doesn't need Paypal and never has (it's why it's never been a payment option as they used to be part of eBay, a competitor). Same for Valve/Steam (Paypal would probably lose a billion $ a year if they actually enforced their anti-incest stance there and risked losing Valve as a customer, so apparently they don't). At this point neither does Patreon. If they really wanted to they could make their own EFT payment system and simply take everyone's bank account numbers for payments or Bitcoin for those too scared to do that (I see no difference between doing that with PP or Patreon, neither of those are a bank anyway and can legally find a way to rip you off if you try to use them as such). Banks themsleves couldn't care less about what the cash traffic is for as long as it doesn't break a law and get them fined by the gov't. As a bonus no 3% cut or fee for that, wire transfers are mostly free (though usually not for international). But no, they want to do it the safer/lazy way with less liability (network hacked = a lot of money stolen they'd be on the hook for in a lot of jurisdictions) and simply kiss Paypal's asses. I see it going 2 ways at this point in probably the next 2Q (6 months): either they continue to follow their lord and god Paypal and also ban all porn content like they did (goodbye to 99% of AVN's that refuse to move to Subscribestar) or they do as they should and create their own payment system and then revise the TOS to allow everything that Subscribestar does since then they are out from under PP's thumbs and are free to do so. Time will tell I guess.
