Considering the price of building and fully upgrading the bar... It gives like $500-600 a week, which is close to $80 a day. While I can have a photoshoot with F&E for $100-125 per session and it costs basically nothing?(you may also want to update the money making section? There's deliveries, and the bar gives you a ton of income, with more on the way!)
I wouldnt even consider grinding money in the first place, if I knew beforehand that I will get 10000 from Kali's father. But it was my experience in this version, when I needed sanctuary and elves, because some online guide said that I can get Maria back this way. The total cost of sanctuary+3 elves is 13000, it takes 160 days to earn them with fully upgraded bar, without selling nude pictures. Thats a very long time. And I didn have a fully upgraded bar at that moment, its pretty expensive and takes time to buy all upgrades.
I dont think its fair to say there is no money grind. Or there is some smart way to avoid my "mistake" of prefering to progress with different girl than Kali. While writing "Progress with Kali to build sanctuary" in review seems like a major spoiler.