All right. Cards depend on the composition of the build you are using. Each user creates a character on his build and uses mods that are incompatible with the mods of another user. Also, if the cards were made a long time ago, for example, based on version 4.0, then there is a possibility that in version 5.1 something will not be displayed since the mods could become outdated and new mods are used instead. The same if you have version 5.1 January and you downloaded the card version 5.1 April. If the card has components that are not supported by your build, then they will not be displayed, or the card will be unusable. If something is not displayed on the card, you can correct it by editing the character yourself.
As for the cards, this topic has links to a huge number of cards that are compatible with the latest builds.
#2,636
cards need to be placed
UserData\chara
depending on gender female/male