That isn't why NOPY shut down, they literally lost every avenue possible to even get support because every platform they tried to get on for monetization banned them. At least, that's what the message from NOPY said.
They explicitly wrote:
NoPy said:
We've looked at other options like [...] accepting credit card donations directly (ideally need a legal entity in US/EU for VISA/MasterCard), [...] registering as an LLC in US or EU (having to deal with sales tax/VAT/international tax law/IRS/etc) [...]
As you see, the problem was to get a legal structure to process such bank payments... They even wrote that paying taxes seems to be part of the problem!
They have made their bed...
Not even, porn is legal, but companies like PayPal, which has been a key figure in getting several different sites shut down or changed through denying service, won't allow basically anything porn to be processed. Hell, to get anything on DLSite with PayPal, I have to buy points on the site to then use as currency for the products I want to buy.
??? Did I said something different? I said that banks follow LAWS, therefore they don't care if you buy porn, but they will care if you buy drugs, war weapons, humans, etc. which I hope isn't what most users here want to do!
As long as you don't do money laundering, fiscal evasion and/or buy illegal stuff (i.e. something that will put you in jail in your own country), they don't care, they don't trace your activities, and they don't forbid you to use your money as you want. I can ask my bank account manager to send a payment order to a political party totally opposed to its own values, he'll do the payment anyway. He'll do the same for a donation to the Church of Satan or to the WWF: as long as it's not a criminal/terrorist organization, therefore something forbidden by law, he'll do it. If I want to emit a direct debit order for one container of fancies musical anal plugs from "Anal Plug LLC", my bank won't even blink an eye: they'll simply check that I have the money to do it, period.
But PayPal use morality to decide what is supposed to be suitable (or not suitable) to buy... Normally, in a civilized country, morality isn't the law. But if I buy ANYTHING porn-related with PayPal, I can have my account shutted down. So I don't use PayPal most of the time, and only for extremely neutral things. I don't spend lot of money on porn, to not say near zero, but it's a question of principles...
As I said, in general I don't use such monopolistic services, or I reduce their usage to the most. I don't even use Google search: the simple fact that a Google Bomb is possible should be a good indicator that this search engine is severly flawed...
Of course, if porn IS illegal in your country, there is a big problem... But in this case, you'll probably already behind a VPN and/or a TOR node, and you already have bigger problems than PayPal's morality issues...
I think you might have had a connection issue with NOPY because I never had low speeds with them whereas any other DDL site was slow because they placed a speed limit on free downloads.
Therefore, the "free access" wasn't significative, efficient, or representative, so I wasn't using it and would never had supported them because I wouldn't had the possibility to properly test their services. While Mega did and still do the job... Currently, no other common host service found here offers me a better transfer rate, including Google Drive. My connection is (roughly) capped to 125 MB/s, so reaching 80 MB/s frequently is a very good score (around 66% of bandwidth). I could stack connections to reach about 250 MB/s, but it doesn't worth the effort since it would stuck my phones in a modem mode...
To be honest, very few servers are able to deliver more than 80 MB/s: common exceptions are downloads from Microsoft, Intel, and
massively seeded torrents (i.e. over 1000 seeders, like the ones available for legal OS ISO images). They are the only sources for which I go over 110 MB/s on a regular basis.
But being capped at 8 MB/s (to not say 1 MB/s for some services...) isn't something I can accept nowadays. I'm not anymore connected through PSTN or first generation ADSL, and even VDSL2+ connections (capped at 30 Mbit/s) are now obnoxious due to numerous cloud connections, automatic updates and the number of connected devices I have at home (roughly a dozen devices connected 24/7)...