Yes, the author of that scene, WT Cash, suggested an interpretation of Samantha as a smart professional, with a solid plan for her financial future. I really liked this sort of character for her. It gives her a lot more depth than is visible in her night scenes. It also creates an interesting relationship between her and the player. The player, a freshman in college with no real responsibilities, now has something to prove to the mature, worldly woman. That's definitely something I can work with.