How would you write a virgin girl & still keep there be a meaningful relationship/connection between MC and the girl? I feel like for NTR to work the relationship needs to feel real, and what relationship of multiple years hasn't had sex,, maybe like marriage but... feel free to post ideas!! Maybe I could do something with an engaged woman saving herself till marriage.
Traditional wait-till-marriage types work, though obviously colors the vibes a ton. There are long-distance relationships too, a lot of people meet online these days and there's the budding tension of not yet getting to meet and even if games and chatting are fulfilling, and you can do lewd stuff through text, you know you aren't there to meet the physical need. There's absolutely nothing you can do if she puts her phone down and isn't at the computer. And you can't fault her for having IRL friends, but you don't know any of them.
There are also intense infatuations that still feel all floaty and wonderful warm inside for months of the relationship and not having sex in a few months isn't that odd, especially for young couples.
And of course, place it as teenagers and being too shy or unsure of themselves to make that leap to sex also works. Tons of teens fuck, but a lot of them take much much longer to get to the stage of sex the first time.
There are also other sorts of slow-going types. There are 30-year-old women that have never had sex. A lot of them. There's a (biological) woman at my workplace that is 31 and a virgin. She dates, but since she hasn't had sex, she feels like she doesn't want the first to be just some short fling, she wants it to be someone that will really stick with her, but I think it's just been so long that now it's much harder for her to leave her comfort zone than it would have been if there was more opportunity when she was a hormonal teen.
You can go anywhere with it based on what you like. Want someone young, perky, and up for it? Maybe she and the player character have been dating since school, but there was no opportunity of privacy during all that. Now they're off to university and they can even go to the same one, but obviously gender-segregated dorms. And she's interested in sex, but you, in a place you never been, a bed that's not what you've had for all your life, you hesitate more, and also you used the lack of opportunity as an excuse because you were too nervous and didn't want to mess up the relationship by being a horndog, and now you have no idea how to broach the issue.
Maybe neither of you do.
But a little party and someone that can push her buttons could loosen her up. Your nervousness holding you back might mean she feels it is entirely on her to figure shit out, and if she can figure that out with someone else, she'd know what to do. There's some cliches there.
Think about the vibes, personality, setting you would like most and you can find a relationship that fits within it. All of these are completely uncooked, half-formed ideas, you gotta mold it to your desires. I will happily read whatever virgin scenario you come up with.