Something I've noticed from a few people here is that it's easier to enjoy 1 on 1 time with the girls a lot more than the exhibitions, at least for me, I love the dates you end up having with them, while even the "sexy" parts of the exhibitions are never really my highlight of the game. It's funny because at the end of the day, the whole story revolves around them.
The penalty depends on who lost, Imo the best scene is when all 3 lose (tie), but don't worry, once you see the scene I'm pretty sure the game auto unlocks the others in the gallery, so you don't have to go back and change the outcome.
That Veronica scene is definitely one of my favorites in this whole game.
You are about to reach what is in my opinion, the best part of the game, week 3, hope you enjoy it

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