Found the game by a random chance and tried it because i liked the girls on the banner.
And my god this game just went into my fav folder on the very same night.
Been talking about the game on the LiL discord server, wich reminds me.. Do you dev have a Discord server for this game? i dont see it listed on the OP.
About the game.
Awesome, the setting is nice, "student debt" is probably one of the best non-blackmail motivations that i can think.. so there, you nailed it.
Im not really sure if the stats matter so far... but its interesting to see where it will go. Dunno if making the MC too "tough" will make him insensible about some problems or dramas... (i hope not... i want him being the most "normal" of the club).
About the humor, so far it seems i share the sense of humor with the dev since almost all stupid comments made me crack, and thank god the game doesnt relay into memes and easy jokes. (this point isnt really relevant but ey... its a bonus).
About the girls... well pretty much i like all of them (god i hate K so much, but i guess thats the intention). They are all really interesting characters... you dont exactly know whats the deal with Mina, even if she looks like a "simple" character she is more aware of her situation that what she lets show... Hana is dealing with a lot it seems, well.. what can i say... all the girls in the game are dealing with a lot of stuff, thats why they are there in the first place. I dont wanna talk about spoilers.. so let me just say this. Im curious about all the girls backstories so far.
I dunno what else can i say. Playing this game expecting little was a big bonus, since it felt like i just hit a wall at top speed, and i need more. I wish you good luck with the development!