I agree with you but this isn't exactly a scummy strategy. Skills aren't very necessary as the main dps here is just the crossbow girl. I immediately had the idea of just giving her more damage due to her crit ability the second I picked the game up. Though, I do agree with you that it's to be expected. The only fact that bothers me is that you genuinely don't NEED to grind to finish the game, which demotivates me to continue. I believe once the game nears it's finish, difficulty settings should be added - so that you don't need to go intentionally bad builds to experience challenge.
Sorry had to edit this cuz I didn't read a part of your comment due to tiredness. Save scumming should be expected to give you an advantage, I just meant to say that you no longer need to attempt anything close to that due to the decrease in difficulty.
I agree that I'm rambling now, I really do enjoy the game and am a huge fan, I was just surprised on how much easier it was to finish the game. I wanted to join and grind for the new stuff but accidentally finished the game LOL