One more thing, I haven't received 2 of the bonuses yet. The first one is the Masquerade one. Do I have to go back and let Betsy go again to get the keys from her? I backed up and skipped this step, choosing not to let her go. In other words, are the lock-picks required for standard game-play, or just a convenience, and how do I get the "Masquerade" bonus?
The second bonus that I don't have is the "Loser" bonus. Why would I want it?
Also, I see that someone else had a post stating that the "knowledge" console is not working. Is this in reference to Betsy's stats? It says that we are supposed to get to 50 to proceed. I am well beyond that on both stats, and still can't proceed with Betsy.