VN Ren'Py Where It All Began [S1 Ch.4 Fix 1 Steam] [Oceanlab]

[yihman1]

Well, they didn't take it away, they just made it a lot more expensive. But no, there isn't a loophole for this. At least none that I know of.

All of the following is considered a tax write off in Germany:

You must be registered to see the links

costs of travelling to and from work
business literature
professional dues, and
work equipment.

That means...

The photoshop program (and others) you pay for can be deducted as a work expense.
Whatever you pay for internet can be deducted as a work expense.
Your electric bill or at least part of can be deducted as a work expense.
Any computer hardware you purchase can be deducted as a work expense.
If you went out to lunch on a "work break" you could probably even write that off as well.

Even part of educational expenses can be written off.

I'm not 100% sure but pretty sure if you prove a number of business expenses you can get back under that threshold to make it less expensive again. And if not under the threshold after current expenses simply go more "into the red" by doing something like buying a new computer or any other thing you could call a "business expense" that is costly. I would look into if this is possible.

I think it's just a matter of getting your "taxable income" below the bar.

 

[Deleted member 327695]

All of the following is considered a tax write off in Germany:

You must be registered to see the links

costs of travelling to and from work
business literature
professional dues, and
work equipment.

That means...

The photoshop program (and others) you pay for can be deducted as a work expense.
Whatever you pay for internet can be deducted as a work expense.
Your electric bill or at least part of can be deducted as a work expense.
Any computer hardware you purchase can be deducted as a work expense.
If you went out to lunch on a "work break" you could probably even write that off as well.

Even part of educational expenses can be written off.

I'm not 100% sure but pretty sure if you prove a number of business expenses you can get back under that threshold to make it less expensive again. And if not under the threshold after current expenses simply go more "into the red" by doing something like buying a new computer or any other thing you could call a "business expense" that is costly. I would look into if this is possible.

I think it's just a matter of getting your "taxable income" below the bar.

Ah yea, I didn't consider this a loophole. For me, loopholes are something in the grey area.
My cousin works at the tax office. She's doing it all for me.

But taxes aren't the problem. It's health care. I'm just glad it will only be a problem for a year or so until I have paid the debt.

But thank you for your concern and the research you did!

 

[RC-1138 Boss]

This game is quite good. There was some funny stuff in the begining, specially with Miru, but by the ending of version 0.5 i was feeling quite guilty for Katie, the protagonist and Leia were two assholes to her.

Really nice surprise this game.

 

[John356]

I'm remaking your game just to see how you would like it with a few adjustments, Just a few. After playing through All I'm changing is some dialogue adding some sound effects putting in music and some other basic things

 

[Mortarion]

Ah yea, I didn't consider this a loophole. For me, loopholes are something in the grey area.
My cousin works at the tax office. She's doing it all for me.

But taxes aren't the problem. It's health care. I'm just glad it will only be a problem for a year or so until I have paid the debt.

But thank you for your concern and the research you did!

There are some holes in our health care system, if your problem that you are forced to join the private care PM me. I visit atm in Germany the IHK to get the master craftman's certificate. There we become teached how in our laws that can be exploited, its just timeconsuming. If you sure your problem lasts just a year ignore me, if not maybe i can give you a little hint. Just to be clear from the start: no promises

 

[lovio]

any one has a save?

 

[Ayhsel]

any one has a save?

This game has so many variables there is no single "save". Recommendation is to start over. After all, there are many many routes you can take.

 

[Gold613]

Not sure about Germany but I am in a neighbor to Germany, I live in Netherlands (Holland).
And here also Insurance is mandatory by law, which I freaking hate because if you have no job no nothing you are building debt's left and right and they do not even give 2 shits on how you are gonna pay or not. But my insurance is in nowhere near as expensive as yours never knew it was that insanely expensive there, either that or you got some super premium shit going for you. If I had the option and opportunities I would legit move over to Belgium, Not only is their insurance a lot better and much better priced but medically and what not they are a fuck load better then Netherlands. I pay about 130 a month and still have a 350 Personal risk which is another bullshit in my eyes, when you pay like 35 - 45 a month in Belgium for a lot better healthcare.

I suggest learning that language and after you done with your studies or whatever it is you do gtfo asap,
You have a great game and hate to see it suffering because of external issues of any kind but such is life I hope it works out and you manage to find yourself a decent side job that isn't to taxing physically and mentally and pays decently so you can at least live stress free. And I am sure that if you keep up and get your life sorted and no other nasty surprises come your way while trying to fix this mess you gonna be more then alright.

 

[John356]

Not sure about Germany but I am in a neighbor to Germany, I live in Netherlands (Holland).
And here also Insurance is mandatory by law, which I freaking hate because if you have no job no nothing you are building debt's left and right and they do not even give 2 shits on how you are gonna pay or not. But my insurance is in nowhere near as expensive as yours never knew it was that insanely expensive there, either that or you got some super premium shit going for you. If I had the option and opportunities I would legit move over to Belgium, Not only is their insurance a lot better and much better priced but medically and what not they are a fuck load better then Netherlands. I pay about 130 a month and still have a 350 Personal risk which is another bullshit in my eyes, when you pay like 35 - 45 a month in Belgium for a lot better healthcare.

I suggest learning that language and after you done with your studies or whatever it is you do gtfo asap,
You have a great game and hate to see it suffering because of external issues of any kind but such is life I hope it works out and you manage to find yourself a decent side job that isn't to taxing physically and mentally and pays decently so you can at least live stress free. And I am sure that if you keep up and get your life sorted and no other nasty surprises come your way while trying to fix this mess you gonna be more then alright.

I'm pretty sure the reason why it is so costly for him is because he is running a business and because Of that I believe that he has to get some bullshit type of insurance.

 

[slightchance]

I'm pretty sure the reason why it is so costly for him is because he is running a business and because Of that I believe that he has to get some bullshit type of insurance.

Free healthcare isn't for free.

I'm not sure why he had to create a business for the game (Patreon rules?) since his earnings are still under the tax allowance of 9,168 euros (does he has other income?) but being in between two tax brackets and whatnot is always shitty.

 

[Deleted member 327695]

Free healthcare isn't for free.

I'm not sure why he had to create a business for the game (Patreon rules?) since his earnings are still under the tax allowance of 9,168 euros (does he has other income?) but being in between two tax brackets and whatnot is always shitty.

The moment you start doing something that makes a profit, you have to create a business in Germany. It doesn't matter if you make 20 bucks a month or 5000. (They want to make sure you don't do tax fraud.)

You can apply for a "Kleingewerbe" (small business) which I did, so you don't have to pay a business tax until you have a turnover of 17.500€ a year.

Not sure about Germany but I am in a neighbor to Germany, I live in Netherlands (Holland).
And here also Insurance is mandatory by law, which I freaking hate because if you have no job no nothing you are building debt's left and right and they do not even give 2 shits on how you are gonna pay or not. But my insurance is in nowhere near as expensive as yours never knew it was that insanely expensive there, either that or you got some super premium shit going for you. If I had the option and opportunities I would legit move over to Belgium, Not only is their insurance a lot better and much better priced but medically and what not they are a fuck load better then Netherlands. I pay about 130 a month and still have a 350 Personal risk which is another bullshit in my eyes, when you pay like 35 - 45 a month in Belgium for a lot better healthcare.

I suggest learning that language and after you done with your studies or whatever it is you do gtfo asap,
You have a great game and hate to see it suffering because of external issues of any kind but such is life I hope it works out and you manage to find yourself a decent side job that isn't to taxing physically and mentally and pays decently so you can at least live stress free. And I am sure that if you keep up and get your life sorted and no other nasty surprises come your way while trying to fix this mess you gonna be more then alright.

It may be true but Belgium has the highest tax rates in the EU. I don't want to live there and ofc I'm leaving Germany. Germany is a sinking ship.

In Germany, your contribution to the health care system is based on a percentage. 15,100% health care and 0.25% nursing insurance.
And they don't take your actual income. They have a minimum tax base (Mindestbemessungsgrundlage). It's 1038,33€. (Last year it was double.)

So the moment you earn more than 450€ (or work more than 18 hours a week on it), you have to switch your insurance and they will determine your new contribution based on that minimum tax base of 1038€. (This killed more new small businesses in Germany than you can imagine. Especially before 2019. People had to pay 400€+ health insurance a month even if they earned less than 500€.)

And because I didn't switch immediately, I now have to re-pay from October 2018 - September 2019.
But it is good that I didn't switch immediately. I couldn't have paid it earlier this year and I would've been forced to stop making this game. Now I can at least finance it somewhat.

There are some holes in our health care system, if your problem that you are forced to join the private care PM me. I visit atm in Germany the IHK to get the master craftman's certificate. There we become teached how in our laws that can be exploited, its just timeconsuming. If you sure your problem lasts just a year ignore me, if not maybe i can give you a little hint. Just to be clear from the start: no promises

No no, I'm not in private care (yet) As soon as I start earning more than 2000€, I will switch into it. (I never get ill and I would benefit from it and the normal health care would almost cost the same then. 15,100% of 2000€ = 300€ monthly contribution. Almost the same price as private care but with fewer benefits.

But sure, write me a PM. It's always good to learn something new about taxes.

 

[slightchance]

It may be true but Belgium has the highest tax rates in the EU. I don't want to live there and ofc I'm leaving Germany. Germany is a sinking ship.

But before you venture out to the moon you'll finish the game, ja?

 

[RC-1138 Boss]

Damn Germany health care system is kinda messed up.

 

[SmartyGreen]

This system is sloping across the EU

 

[iainmore]

For those bitching about German health care system. Try living in the States where Health Insurance will not cover you for a great many conditions and you will end up dead pretty quick if left to Health Service in States without any Insurance Or if it just runs out. Some folk are just effin clueless. Oh and Brit Tories want to go the US way when it comes to Health care as well but then they would murder or sell their own grannies if they thought they could get away with it and I am sure a few of them would try.

 

[Gold613]

It may be true but Belgium has the highest tax rates in the EU. I don't want to live there and ofc I'm leaving Germany. Germany is a sinking ship.

True that they have a higher tax rate but I have lived there before for a bit never lived in Germany but if i were to compare it too for example Netherlands, Netherlands has taxes for everything like literally everything, they got tax for tax on a tax with an extra tax on top. The living life in Belgium in most terms are cheaper then Netherlands and a lot better, Only reason I did not stay there was because I knew no one over there and social life was a down spiral and I had other issues also so staying there was not doable for me, but when it comes to earnings and living and etc I was doing a quite a bit better then Netherlands.
See the tax on salary over there I was paying a lot more then I do on what I earn here in Netherlands, however because of cheaper insurance and cheaper other options and rent was a lot cheaper for a bigger house too, I was doing better.
For example, If I earned 1700 in Netherlands because of the cost on car insurance health insurance and tax on those 2 alone I am left with 1300 while for the same 1700 earned in Belgium I would have had 1450 left at least, what I can say is that Groceries is more expensive then in Netherlands and Germany is a lot cheaper then both of em from my last visit. My luck was I was living not so far from the border so I used to do my groceries in Netherlands and everything else in Belguim.

Not saying this is how you should live your life but what I am trying to say is find any neighbor country and see if you can live on the border and try to get benefits from both.
Another example of how to avoid taxes in Netherlands would be if you live close to the border of say Germany or Belgium and you have a job in Germany or Belgium but live in Netherlands, then you can avoid having to pay life insurance and also income tax as you can take those from in the country you are working in, you will every year have to fill in a paper to prove you are working and have insurance in the neighbor country though but that is just an extra 20/30 min work of reading and filling in and then posting.

Maybe this is something you can look in to as being a student ? like for example rent a post box in a neighbor country and use that address for business purpose which could help avoid you having that insane insurance ? just throwing out idea's here, of course everywhere has their own rules and law's surrounding this so not sure how Germany's is on this, but could be something you could look in to ?

anyways m8 goodluck and hope things work out, a year is long but it will pass hopefully quick without too much of a hassle for you.

 

[Deleted member 651107]

Hey , there seems to be a problem with the IC patch . I keep getting an error saying there was a parsing error with the file in the archive or some shit like that .

 

[dunhill]

Sex is the most important aspect in a relationship and the number 1 cause for breakups.

Dana is not a realistic character at all.

dude... sex is good but i've never ended a relationship over it (idk of anyone who ended a relationship over bad sex)... let me tell you of this one relationship i had: it was with this woman very kind, a bit skinny but very beautiful the only problem in bed was that we wasn't compatible.. you see she had a small vagina (its not very pleasurable to feel bone hitting the top of your penis or having to worry that if she was in discomfort) so sex was like once every 2weeks yet we did not breakup for that we just got different jobs and grew apart... the funny thing is that the very next gf i had was a real bitch that was going around thinking she was better then everyone else but we had regular sex, that relationship ended when i called her out with lunch with her parents and i also called her mother a bitch (before you think am the asshole here just know it was toxic)....

i even knew this guy who sister divorced her husband (the ex husband had a very small penis and couldn't get hard due to steroids according to her and yet she didn't mind) but yet the only reason why she divorced him was because he was a POS that used to hit her...

so saying that sex is not important in a relationship is stupid BUT at the sametime i would not think that is the reason for someone to breakup.. if its sex you're after then you don't need a relationship as there is many hoes and manhoes outthere with your fill of STDs...

so Dana may not be that far off as a realistic character...

 

[Yuri L]

To people who don't care about NTR tag and only want to read a good story: Should I play with NTR On or Off? How much story will I miss and/or what all will be affected?

 

[fbass]

To people who don't care about NTR tag and only want to read a good story: Should I play with NTR On or Off? How much story will I miss and/or what all will be affected?

I have only played NTR route, because I like it and I want to see all content. You will miss some scenes with MC's girlfriend being naughty with NTR off. To me I think it shows what a bad bitch she can be (ntr on).