This all assumes that the FT is telling the truth, is not in the game just to lead us all astray, and isn't meant as a way to change the audiences focus from narrowing in on someone too early.Depends on whether the FT is telling you something important, or just showing her power.
Personally, I do not want Jolina involved in the will.
If she is the third person she has been lying and deliberately misleading us (and Bella is also involved or being used by her)
Bella could be the third person and Joilna is involved as a FWB (another option I do not want to be true).
I am more interested to see what happens if you are romancing (serious) both Bella and Jolina and they are FWB.
Might be safer to go with casual sex and hope for a threesome.
I'm sure that Cheeky is a nice person and that nothing bad will happen to MC.
I don't trust anyone that isn't the same age or younger than the MC. Everyone else may have been involved with the father, it is less likely that a person the MC's age was schtupping dear old daddy.
Jolina could be new in town because she moved here to be near the dad, or rather, the dad's will. Perhaps it is even a condition of the will... Relocate to the town and severe ties with her past.
Theresa, Bella, and Jolina all are suspect...
Just wish the will reading wasn't going to happen so late in the game. I really wanted more time to see the explosion and all the secondary fires that erupted due to it.