let's not start this here, okay? first and foremost, i absolutely DESPISE Netorare, which is why i avoid ANY games with "NTR" tag. second, i know very well that the scene is avoidable, and not going for it doesn't change ANYTHING in the story, because Maddie doesn't show any symptoms of being "addicted" to ghost dick or anything similar, so in my book, even if it's a Netorare scene, nothing really happened in the end, just a fan-service for those who wanted ghost action there. Third, i watched the original series, and i know that there is a LOT of episodes that can go that way, naming one, the one where a plant ghost (?) posseses Sam.
I'm not saying that there SHOULD be Netorare in the game, but scenes where you can see them without any consequences, i don't see a problem.