The whole point to Maya plot is she didn't read the loan papers and others try to help she whines and whines Maya is truly an awful girlfriend to Josy to the point Chad is actually a better boyfriend to Sage then Maya girlfriend to Josy if she should even be called her girlfriend. This doesn't bring Josy down but show just how good a person and girlfriend Josy is Maya should be ashamed of herself for what she done to Josy but Maya can't see what she is doing because of her focus on the loan. MC said it best in ep2 Maya doesn't realize what she got
Honestly Josy is such an angel to put up with the toxic edgelord Maya, Maya keeps on insulting Josy for her decision to move to HOTs, which she did just for her and even kept paying Dorm fees, no she outright insulted her. Maya has a very holier than thou and entitled attitude.
I know she is going through some rough patch but she lacks critical thinking and how to subtly say things. If Maya was a boy she would be even bigger loser character than most of the tri betas.
Where as Josy is nothing but helpful, she brought in Jill to help her. Never speaks lies unlike Maya. I'm honestly looking forward to conclusion of Loan Saga just to do a Solo Josy run.
Chad is really a good character other than him using Sage as beard, he is considerate for Troy, and keeps working hard for their relationship. Maya should learn a thing from him. No but she needs to be pampered. Like keeping their relationship a secret, it's not like Patrick is against her tuition.
Or may be she can learn from Lily who is actually fighting on her own against her family to get into healthcare. This entire Maya story line made me into a Josy and Lily fan.
If it weren't for Derek I would have ghosted Maya after all this bullshit in game, though we don't have an option to do so.