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DavDR

Engaged Member
Oct 14, 2020
2,021
3,303
Am I the only one who never had a problem with the student loan situation?

Yes, it's not how they work, but how do people learn that? Typically from their parents. The vast majority of people across the world are immensely vulnerable to being screwed over by their parents. Most parents just don't do something like that.

Then you add other factors that would just make it easier. First as the whole thing was a ploy to break Maya and Josy up, Patrick had obviously learned about it and exploded to Maya's face. Is it surprising that a 19-year-old girl was too scared to read the small print properly? Second Maya's romance just had a massive obstacle thrown at it. That sort of thing distracts people. Especially when you're young. Third if Patrick's abuse was consistently physical in nature and fuelled by acute anger, would Maya and Derek be in any way expecting something cold blooded and subtle.

The characters are young. Being ignorant is just plain realistic. So is being distracted by strong emotions. They may be legally adults, but that doesn't mean they've suddenly gained adult maturity. It takes time to become a proper adult. Most people don't manage it in their early twenties. Depressingly many people don't manage it by their seventies.
I don't know about recently but, they used to have councilors in school that would handle that. Every senior in the school would be interviewed, and if they intended to go to college would be briefed on financing options.

Besides, senior year that's just about all my friends would talk about.
 

mostwanted8

Active Member
Mar 8, 2024
954
8,217
Yes but I'm just hoping Quinn has an ending. And I get upset everytime I think about sexy and sweet Arieth. Knowing I can never have her makes me sad.
You’re entitled to your taste but aren’t you the least bit disgusted that everybody has had a go at her and she’s a walking STD receptacle with the IQ of a donkey? :Kappa:
 
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DavDR

Engaged Member
Oct 14, 2020
2,021
3,303
Exactly. People are fucking stupid especially at that age and she trusted Patrick to have her best interest at heart.

Do the people who complain about the writing expect it to be some sort of oscar worthy plot lol.
God, I am so fucking sick of people making excuses for the ignorance of a generation that practically grew up with a device in their hand that's connected to the accumulated knowledge of the entire fucking world.
 

Joshy92

Devoted Member
Mar 25, 2021
11,287
24,966
You’re entitled to your taste but aren’t you the least bit disgusted that everybody has had a go at her and she’s a walking STD receptacle with the IQ of a donkey? :Kappa:
Actually I want her even more because she banged a lot of guys. And I don't think she's dumb she's just pretending to be.
 

ModiThorrson

Member
Jan 1, 2024
466
844
the problem with student loans is not that only Maya, Derek, Josy, and MC don't know how it works (and MC has one, so an idea should)
even Sage despite being a brilliant student, at least according to Bella, or Jill are the least bit suspicious of Maya's story. their problem is that she hasn't read it (spoiler: almost no one reads and especially understands what he signs, we trust whoever proposes it to us, we have someone knowledgeable read it...)

but in the end even Bella doesn't make a dent in Maya's account, she has to see the documents, because only by seeing them will she be able to say what should be obvious.

and here then we come to the real problem with Maya's borrowing: a constant waiting for something to happen and then when it does happen it only leads to waiting for something else.

first we teend that Maya trusts MC enough to talk about it, then we wait for the scavenger hunt to end, although there is little doubt that Quinn will not give Maya anything, then we wait for Maya to talk to Sage, then we wait for Sage to set up this appointment, then we wait for Jill to get Maya to talk to her lawyer, but that is not before waiting for the boys to get hold of the documents.

so it's not enough to say “the kids may not know,” they've been dealing with it for months, in an ever-increasing number, they're at a college where any counselor, professor should be able to clear it up.

the loan stopped being drama as early as the first season, and since then it's just a ploy to keep them running around and postpone the breakup of the trouple and thus the start of new runs
As far as the ever increasing numbers that was only in the last week in game. The other issue being that Maya and Josy are dead set on not coming out publicly. Yes this is them causing their own problems to continue but people make poor choices, it happens.

A throuple breakup, imo, isn't a certainty though it's definitely a possible outcome, DPCs previous game addressed the idea of a throuple, and this game walks you right into one from the start, as if he wants to explore the dynamic. I think it's likely that it will be possible to sustain it as well as break it up before the end of the game.

On the other hand I think it's highly likely that Maya and Josy will break up if you aren't on the throuple path.
 
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Darkwen

Forum Fanatic
Nov 10, 2020
5,435
11,668
Am I the only one who never had a problem with the student loan situation?

Yes, it's not how they work, but how do people learn that? Typically from their parents. The vast majority of people across the world are immensely vulnerable to being screwed over by their parents. Most parents just don't do something like that.

Then you add other factors that would just make it easier. First as the whole thing was a ploy to break Maya and Josy up, Patrick had obviously learned about it and exploded to Maya's face. Is it surprising that a 19-year-old girl was too scared to read the small print properly? Second Maya's romance just had a massive obstacle thrown at it. That sort of thing distracts people. Especially when you're young. Third if Patrick's abuse was consistently physical in nature and fuelled by acute anger, would Maya and Derek be in any way expecting something cold blooded and subtle.

The characters are young. Being ignorant is just plain realistic. So is being distracted by strong emotions. They may be legally adults, but that doesn't mean they've suddenly gained adult maturity. It takes time to become a proper adult. Most people don't manage it in their early twenties. Depressingly many people don't manage it by their seventies.
The problem is it likely Patrick just bluffing which isn't going looking to make Maya look good and even at Maya age's you should have enough sense to read a loan doc that too important. Things is Patrick could get what he wants Josy and Maya breakup but lose all control
 

Joshy92

Devoted Member
Mar 25, 2021
11,287
24,966
God, I am so fucking sick of people making excuses for the ignorance of a generation that practically grew up with a device in their hand that's connected to the accumulated knowledge of the entire fucking world.
And I'm sick of seeing you nitpick every little detail in the story. If it annoys you so much then move on and play something else.
 

DavDR

Engaged Member
Oct 14, 2020
2,021
3,303
I can't prove things to you Dav, I've learned that from the past. I can give you a mountain of evidence for something that you don't want to believe, and you'll just say, "nuh uh" (or the Dav equivalent).

But I'm a sucker for trying... The big picture is the mc's life, since this is the mc's story, and he's known Zoey since early high school. He's recently opened up to her that he's realised she was his first girlfriend and possibly his first love, and she's suddenly been hit with the realisation that she has strong feelings for him too (that was her whole "shitballs" reaction).

By anyone's reasonable logic, that makes her significant, Dav. Potentially more significant than any other side character in the game (bar Quinn, and now Riona since the plot has taken a twist around her). And while it's possible that side characters like Nicole are falling for the mc, the mc isn't considering he's in love with any of the side characters other than Zoey.

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The issue is that the following people know Maya's loan situation: Derek, Josy, fuckface, Sage, Jill and Stephen. And none of them know (or want to suggest in the case of Stephen perhaps) that what Maya is saying is actually not possible.

Her dad can't have made her a cosigner on a loan he's taken out in his name (she has no collateral, no income, no credit rating).

Lenders only require a cosigner if the borrower doesn't seem to have the capacity to pay back the loan. They wouldn't then accept a cosigner who also doesn't have the capacity to pay back the loan.

He's got to be bluffing about the whole thing, but at least one of the above mentioned people should question it.
And if you edited Zoey out of the game, no interlude, no return, maybe the flashback story told to Bella but not really necessary, if you edited all of that out it wouldn't make one iota of difference to the story of the game. Period
 

DavDR

Engaged Member
Oct 14, 2020
2,021
3,303
I completely agree, it's an understandable situation especially considering that most religious households are portrayed as being very conservative and known for sheltering their children from the realtor of adult life. Maya and Derek getting into that financial situation isn't surprising if their father is willing to screw them over to get his way.
Maya is a devotee of horror movies, I don't think she was that sheltered
 

mostwanted8

Active Member
Mar 8, 2024
954
8,217
Actually I want her even more because she banged a lot of guys. And I don't think she's dumb she's just pretending to be.
I’d like your comment but I’m out of reactions. More power to you, I respect your opinion even if I find your taste questionable :KEK:
I think Arieth really IS dumb and it makes her super funny :ROFLMAO:
She is with Tybalt, Dawe and Anthony one of the major sources of comedy in BaD.
 
Aug 29, 2023
400
1,494
God, I am so fucking sick of people making excuses for the ignorance of a generation that practically grew up with a device in their hand that's connected to the accumulated knowledge of the entire fucking world.
Even so, they don’t know fuck-all about how to access that accumulated knowledge.

First of all, people don’t read. If it’s any longer than five paragraphs, they respond TL: DR—as if it’s a valid criticism; “You gave me too much data, so try again.” They don’t read articles unless they can do so in less than 2 minutes. They don’t read books. I’ve lost count of how many “bible-believing Christians” don’t know jack shit about bible.

Second they don’t know how to research. “I did my own research” nowadays means they Googled something, then used their own goddamn confirmation bias to gauge whether these were good sources. Even when you teach them how not to do that, that particular bit of knowledge goes flying out the window if they have a big enough bug up their ass. “I don’t believe everything I read” means “I don’t believe anything I don’t want to believe,” not “I apply cautious skepticism to everything.”

I can say this about every generation, not just zoomers. But zoomers don’t know any better. They’ve watched their forebears fuck this up constantly, so of course they don’t. Sometimes they learn better. And sometimes they refuse to learn better, and help contribute to Idiocracy becoming reality.
 

felicemastronzo

Devoted Member
May 17, 2020
11,686
22,576
As far as the ever increasing numbers that was only in the last week in game. The other issue being that Maya and Josy are dead set on not coming out publicly. Yes this is them causing their own problems to continue but people make poor choices, it happens.
no, the number has been steadily increasing. first just Maya, then MC was added (in the second/third chapter when he learns about the problem), then Josy was added with the resolution of the scavenger hunt, then Sage was added, around the sixth chapter, trying to solve the problem with a scholarship from Burke, then in the ninth chapter Jill was added who proposed the help of the family lawyer, and in the last chapter Bella was added, for no particular reason but just to put all the LIs in the same room.

the fact that Maya doesn't want her affair with Josy to be public as long as Patrick's threat endures makes sense, a secret to remain a secret is best known by as few people as possible, and both DIKS and HOTs are not among the most trustworthy people. while the question of how other students would judge them makes very little sense, at worst they wouldn't care, at best they would think it interesting

A throuple breakup, imo, isn't a certainty though it's definitely a possible outcome, DPCs previous game addressed the idea of a throuple, and this game walks you right into one from the start, as if he wants to explore the dynamic. I think it's likely that it will be possible to sustain it as well as break it up before the end of the game.

On the other hand I think it's highly likely that Maya and Josy will break up if you aren't on the throuple path.
in fact I didn't write well, I wasn't referring so much to the "trouple" as to the relationship between the 2 girls, who until Patrick's problem is resolved are "condemned" to stay together for the plot.

the fact that there will most likely be a breakup of the couple raises some doubts about the resistance of the crew as well, but these are mostly conjectures, there aren't many signs of this
 

shazba jnr

Member
Feb 3, 2024
409
2,903
Even so, they don’t know fuck-all about how to access that accumulated knowledge.

First of all, people don’t read. If it’s any longer than five paragraphs, they respond TL: DR—as if it’s a valid criticism; “You gave me too much data, so try again.” They don’t read articles unless they can do so in less than 2 minutes. They don’t read books. I’ve lost count of how many “bible-believing Christians” don’t know jack shit about bible.

Second they don’t know how to research. “I did my own research” nowadays means they Googled something, then used their own goddamn confirmation bias to gauge whether these were good sources. Even when you teach them how not to do that, that particular bit of knowledge goes flying out the window if they have a big enough bug up their ass. “I don’t believe everything I read” means “I don’t believe anything I don’t want to believe,” not “I apply cautious skepticism to everything.”

I can say this about every generation, not just zoomers. But zoomers don’t know any better. They’ve watched their forebears fuck this up constantly, so of course they don’t. Sometimes they learn better. And sometimes they refuse to learn better, and help contribute to Idiocracy becoming reality.
I blame the parents. I talk to my kid and she fucking understands all this shit and she's still in school (EDIT: I don't talk to my kid about this game... I talk to her about anything and everything that will help her not fuck up her life... hopefully).
  • In this story, Maya has been sheltered by a dad who took charge of her childhood, gave her no options and she just went along with the flow (until he tried to stop her seeing Josy). So ok, she's clueless.
  • Derek on the other hand was a problem child, but he seems too stupid to consider helping out with intelligent shit.
  • Jill has proven herself to be somewhat retarded, but at least she has access to a family retained lawyer. And she actually is asking to see the loan, so ok...
  • Sage should at least know how to google this shit. So I'm not giving her any excuses.
  • The mc is too pussy blind to think straight most of the time, so fair enough.
  • But Bella and Stephen should have seen through this shit immediately and said, "How the fuck can you be a cosigner!? What dodgy ass cunt of a lender would accept that?! What's your dad's number? I'm ringing this manipulative cumbag right now!!! :mad:" Bang! Solved.
 

DavDR

Engaged Member
Oct 14, 2020
2,021
3,303
Even so, they don’t know fuck-all about how to access that accumulated knowledge.

First of all, people don’t read. If it’s any longer than five paragraphs, they respond TL: DR—as if it’s a valid criticism; “You gave me too much data, so try again.” They don’t read articles unless they can do so in less than 2 minutes. They don’t read books. I’ve lost count of how many “bible-believing Christians” don’t know jack shit about bible.

Second they don’t know how to research. “I did my own research” nowadays means they Googled something, then used their own goddamn confirmation bias to gauge whether these were good sources. Even when you teach them how not to do that, that particular bit of knowledge goes flying out the window if they have a big enough bug up their ass. “I don’t believe everything I read” means “I don’t believe anything I don’t want to believe,” not “I apply cautious skepticism to everything.”

I can say this about every generation, not just zoomers. But zoomers don’t know any better. They’ve watched their forebears fuck this up constantly, so of course they don’t. Sometimes they learn better. And sometimes they refuse to learn better, and help contribute to Idiocracy becoming reality.
Then they have nothing to complain about when they fail. Except that there's always someone who will come along and Mommy them back up.

Nature has a marvelous remedy for all that, either learn from repeated failure or die. Problem solved either way.
 
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felicemastronzo

Devoted Member
May 17, 2020
11,686
22,576
I blame the parents. I talk to my kid and she fucking understands all this shit and she's still in school (EDIT: I don't talk to my kid about this game... I talk to her about anything and everything that will help her not fuck up her life... hopefully).
  • In this story, Maya has been sheltered by a dad who took charge of her childhood, gave her no options and she just went along with the flow (until he tried to stop her seeing Josy). So ok, she's clueless.
  • Derek on the other hand was a problem child, but he seems too stupid to consider helping out with intelligent shit.
  • Jill has proven herself to be somewhat retarded, but at least she has access to a family retained lawyer. And she actually is asking to see the loan, so ok...
  • Sage should at least know how to google this shit. So I'm not giving her any excuses.
  • The mc is too pussy blind to think straight most of the time, so fair enough.
  • But Bella and Stephen should have seen through this shit immediately and said, "How the fuck can you be a cosigner!? What dodgy ass cunt of a lender would accept that?! What's your dad's number? I'm ringing this manipulative cumbag right now!!! :mad:" Bang! Solved.
no one ever considers Josy, it's instinctive not to.... :cry::cry::cry::cry:


:ROFLMAO:
 
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