The thing with Maya's dad surprise visit is what is he exactly expecting when he comes at night and pick up her daughter's room doorlock. Did he knew she wasn't there? Does he already know Josy is Maya's roommate? Because entering like that to 2 girls sleeping goes far beyond creepy (one of them being your own, adult daughter) and that other girl could easily put him in a lot of trouble, if she notices. Seriously, all that part of the plot, from the co-signed loan to this night tresspassing is rather stupid for a game like this.