Not all virgins bleed dude. She rides horses, her hymen is long gone.
She panicked momentarily about the condom, but as is consistent with her when she's worked up, her brain turns to mush, so she didn't say anything. Remember when the mc was dry humping her on Bella's lounge? She used all her self control to stop it at the time.
One thing I thought was missing from the scene was a little bit more shyness. She freaked out when she saw the reflection of his cock in the tennis changerooms, as well as when he accidentally grabbed her jugs. I'd have though she'd be a little more shy when exposing himself to her and he'd have to coax her hands away.
All in all I thought it was a decent "first time" scene.
That "destiny" talk was a little scary though...