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Ilhares

Engaged Member
Aug 19, 2019
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What happens if she doesn't pay it back? Does she get sent to debtors prison? Will they ship her off to a penal colony in Australia? Wait, that would be awful.

What happens in the real world is that she goes bankrupt, the court liquefies her assets (LOL), protects her from her debtors, and in 3 to seven years it's all over and she starts with a clean slate.
Not if she's supposed to be a US resident. Getting rid of student loan debt via bankruptcy was made extremely difficult some years ago. Effectively they'd have to demonstrate she's too stupid to even get a job (which, admittedly, she's lived up to so far) and that it create an undue burden of difficulty on her life to have to pay the debts.

If she succeeds at that, and her father is legitimately a co-signer on them, this would effectively stiff him and he'd be stuck with the debts while she walks away.
 
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Jimayo

Well-Known Member
Jan 1, 2018
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Oh you can you just need 4 save files lol. after episode 8 is where we can only pursue one LI
2 actually. 1 for Josy and Maya, Sage and Bella and you choose in episode 8(creating 3 save files for episode 9) and 1 for a Jill run. And in the Jill run you should avoid getting with Josy and Maya and Sage so you can take the dick pic and not have Jill get jelly(and her reaction is priceless since she still knows it's yours) as well as not having to choose between Sage and Jill when Sage is sick since you can skip the phone call to Sage.
 
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Antera

Active Member
Nov 19, 2017
881
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2 actually. 1 for Josy and Maya, Sage and Bella and you choose in episode 8(creating 3 save files for episode 9) and 1 for a Jill run. And in the Jill run you should avoid getting with Josy and Maya and Sage so you can take the dick pic and not have Jill get jelly(and her reaction is priceless since she still knows it's yours) as well as not having to choose between Sage and Jill when Sage is sick since you can skip the phone call to Sage.
Now thats interesting suggestion. might try to do only Jill Run.
 

Lostanddamned

Engaged Member
Mar 29, 2019
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Not if she's supposed to be a US resident. Getting rid of student loan debt via bankruptcy was made extremely difficult some years ago. Effectively they'd have to demonstrate she's too stupid to even get a job (which, admittedly, she's lived up to so far) and that it create an undue burden of difficulty on her life to have to pay the debts.

If she succeeds at that, and her father is legitimately a co-signer on them, this would effectively stiff him and he'd be stuck with the debts while she walks away.
In the real world, since Maya is the co-signer of the loan and Patrick is the reciever of the money, Patrick still has the main responsibility of paying back the loan as the reciever of the money. Unless he proves that he is unable to do so, then the responsibility falls on Maya. And then if she is unable to, the loaners or the bank, whichever gave the loan, have legal rights of seizing the assets she owns to match the remaining loan size. But in such a situation, the reciever never gets his hands on the money if it's a loan taken for university. The bank/loaner, send it to the university and the reciever never gets his hands on the funds.

But in the real world, such a situation is impossible and DPC have put his foot in his mouth just for the sake of drama while writing this storyline. Basically, first things first, it would be impossible for Maya to be a co-signer. She has no job, no real income and presumably no assets to lien in case of being unable to make payments. No bank or loaner is that dumb to agree to this, as there's a huge risk of not getting paid back.

It would have been better if DPC didn't go that much into the details and kept the whole thing vague. Like, if he made it that Maya took a loan to pay her for her tuition and has to pay it back, but has no real income for it and now is urgently looking for ways for making it through the university. He could have worked his way around, making Patrick villanous, not wanting to pay her tuition because she's lesbian and it's against his beliefs, so Maya would be left at crossroads.
 

DavDR

Engaged Member
Oct 14, 2020
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Not if she's supposed to be a US resident. Getting rid of student loan debt via bankruptcy was made extremely difficult some years ago. Effectively they'd have to demonstrate she's too stupid to even get a job (which, admittedly, she's lived up to so far) and that it create an undue burden of difficulty on her life to have to pay the debts.

If she succeeds at that, and her father is legitimately a co-signer on them, this would effectively stiff him and he'd be stuck with the debts while she walks away.
Maybe that's why I said in the previous post that it was stupid if we assume that Maya is a resident of Duckburg, it has already been established, in countless pages of argument, that if Maya is a US resident there is no problem to begin with.

That's the way it is in this stupid moving target of an argument, if you make a solid case for one point someone comes along and changes the parameters. If you beat the changed argument they go back to the original argument, which you made a case for five pages ago, but that doesn't matter because one of the fredomods has already deleted your original argument.
 
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notmm27

Member
Oct 28, 2018
109
40
153
i'm in full on chick mode but wanted sage too so i picked her to stay at in the end of ep 3. will that close off isabella's path? cuz both her and sage is my main girl(yes, i'm greedy).

Edit : and i dont mind missing out on some scenes as long as their path is still open
 

Heyesey

Member
Sep 28, 2017
357
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i'm in full on chick mode but wanted sage too so i picked her to stay at in the end of ep 3. will that close off isabella's path? cuz both her and sage is my main girl(yes, i'm greedy).

Edit : and i dont mind missing out on some scenes as long as their path is still open
You can pick up Isabella's path at a later date whether or not you're on it yet, so no need to worry.

However, I don't offhand remember HOW you get to do that.
 
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znar25

Well-Known Member
Apr 25, 2021
1,574
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Yeah I'm actually a little nervous because I don't want to waste hours trying to get whatever Rio screenies I can. I'm going to have to do a run where I'm not a client of hers and a run where I am just to get whatever I can.

At least Jill's run is pretty straight-forward, do this and this and that happens. We'll see how long I can go with this. Taking a big step outta my comfort zone.
At first, it is a bit laborious, but helpful. I have a set of saves for each LI and a few of the sides I am interested in where THEY are the only involvement. It is useful to have as a baseline and also to have incase it is needed for future chapters.
 

notmm27

Member
Oct 28, 2018
109
40
153
You can pick up Isabella's path at a later date whether or not you're on it yet, so no need to worry.

However, I don't offhand remember HOW you get to do that.
staying on sage only adds 2 sage point but staying on bella adds a ton of bella points. that's why i'm hesitant. and also, we still can see the movie night with HOT when staying on bella. so on that note, will sage route still be there if i stay on bella's house?
 

godkingxerxes

Engaged Member
Sep 27, 2020
2,295
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Maybe that's why I said in the previous post that it was stupid if we assume that Maya is a resident of Duckburg, it has already been established, in countless pages of argument, that if Maya is a US resident there is no problem to begin with.

That's the way it is in this stupid moving target of an argument, if you make a solid case for one point someone comes along and changes the parameters. If you beat the changed argument they go back to the original argument, which you made a case for five pages ago, but that doesn't matter because one of the fredomods has already deleted your original argument.

And it all doesn't natter anyway because DPC is god and BaDIK is the bestest game evah! Fuck this!
DPC is so elite... HOW ELITE IS HE?

He's so elite that he's not even compared to other AVN developers but literary greets like R.L Stine and the guy who wrote the Bearnstein Bears books.
 

vogelbeest

Engaged Member
Jan 9, 2021
2,008
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In an ideal world the eventual solution would be for her to get a more traditional loan she could use to pay off the first one,
In the real world you will not get a loan without either income or some collateral and with an allready extended study loan you're not likely to receive a second loan... Even if you can get enough income you're probably not able to attend classes...

What happens in the real world is that she goes bankrupt, the court liquefies her assets (LOL), protects her from her debtors, and in 3 to seven years it's all over and she starts with a clean slate.
Even if that was the case she still would be without an education, so your solution means go to a shelter and case solved, the social workers will have a nice 3 year recovery plan....


And it all doesn't natter anyway because DPC is god and BaDIK is the bestest game evah! Fuck this!
DPC is no god, but yeah BaDik is one of the best games around here and certainly one of the most popular ones aswell.
The fact you see bad writing everywhere doesn't really change that, it just is your opinion, not everybody has the same views as you do and that's good...

The real question however is why you keep lurking here if you can't see anything good?
The only time i've seen you giving an example of brilliant writing (your words) you gave an example of some line in an other game that was nothing more then plagiarism....

We're all grownups here, no need to start stumping your feet and yelling when people don't agree with your opinion...
 
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