Wooloomooloo
Active Member
- Apr 8, 2018
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Sure, and how common are DEBIT cards...? Which, you know, only allow you to spend the money you already have in your bank account, which is why banks don't give any shits whatsoever about your income or credit score to give you one - in fact they typically insist to give you one whether you want it or not, just to encourage you to keep your money moving.At least here in Germany credit cards are not really common. Also, Many business (mostly supermarkets and kiosks) would flat out reject them if you try to buy something with them.
Not sure how it is where you are from, but here banks tend to check your credit score (and income) before they hand you a credit card - or at least they use to a couple of years ago, haven't checked with my bank in a while.
Only asking because "credit card" is a horribly misused term - for a LOT of people it actually means what they really have is just a plain debit card, because as long as you still have money in your bank account there's exactly zero difference between them in practical use; so much so the term "debit card" is almost never used explicitly when payment details are specified in any online store.